HomeTexasGrayson CountyDenison
Denison, Texas: commercial real estate data.
Denison is a Census city of 25,778 people across 29.02 square miles of land, in Grayson County. Median household income is $67,365, 58.6 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $46.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Denison
What Denison is
- Census place typecity
- Land area29.02 sq mi
- Water area0.52 sq mi
- Population per square mile of land888
- County holding the largest share of its areaGrayson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Denison
How many people live in Denison
- Population25,778
- Median age40.4
- Population under 186,462
- Share under 1825.1 percent
- Population 65 and over5,178
- Share 65 and over20.1 percent
- Households10,386
- Family households6,769
- Share of households that are families65.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Denison
Income and work in Denison
- Median household income$67,365
- Per capita income$34,603
- Civilian labor force11,995
- Employed11,444
- Unemployed551 plus or minus 234
- Unemployment rate4.6 percent plus or minus 1.9
- Adults 25 and over17,244
- Adults 25 and over with a high school diploma or higher89.3 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree5.7 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Denison
Housing in Denison
- Housing units11,397
- Occupied units10,386
- Vacant units1,011 plus or minus 258
- Vacancy rate8.9 percent plus or minus 2.2
- Owner occupied6,089
- Renter occupied4,297
- Ownership rate58.6 percent
- Median owner-occupied home value$180,900
- Median gross rent, monthly$1,309
- Annual rent as a share of median income23.3 percent
- Single family units9,055
- Share single family79.5 percent
- Units in buildings of two or more2,127 plus or minus 443
- Share in buildings of two or more18.7 percent plus or minus 3.8
- Mobile homes176 plus or minus 127
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Denison
How Denison gets to work
- Workers 16 and over who commute10,219
- Commuting under 15 minutes4,238
- Share commuting under 15 minutes41.5 percent
- Commuting 30 minutes or more2,017
- Share commuting 30 minutes or more19.7 percent
- Drove alone76.4 percent
- Carpooled11.7 percent plus or minus 2.7
- Public transport0.3 percent plus or minus 0.4
- Walked0.6 percent plus or minus 0.4
- Worked from home9.7 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Denison
SBA loans in Denison (7(a))
- Approvals37
- Gross approval$46,288,200
- Average approval$1,251,032
- Median approval$625,000
- Ninetieth percentile approval$3,058,000
- Largest approval$5,000,000
- Jobs supported470
- Jobs per approval12.7
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more35.1 percent
- Share to franchises24.3 percent
- Distinct lenders24
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Denison, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Denison
SBA loans in Denison (504)
- Approvals7
- Gross approval$5,764,000
- Average approval$823,429
- Median approval$582,000
- Largest approval$2,000,000
- Jobs supported114
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Denison, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Denison
Flood risk in Denison
- NFIP communityCity of Denison
- NFIP community number480259
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/01/22
The City of Denison participates in the National Flood Insurance Program as community 480259 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grayson County, not Denison
Grayson County context, not Denison figures
- Establishments in Grayson County2,899
- Covered employment, Grayson County52,026
- Average annual pay, Grayson County$58,282
- Housing units permitted, Grayson County2,142
Every figure in this section is published for Grayson County as a whole and is not a measurement of Denison.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Denison questions, answered from the record.
How many people live in Denison, Texas?
25,778, in 10,386 households. Denison city covers 29.02 square miles of land, which is 888 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Denison in?
Grayson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Denison?
$67,365. The median owner-occupied home is valued at $180,900. Median gross rent is $1,309 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Denison businesses?
37 7(a) approvals totaling $46.3 m since FY2020, across 24 lenders, median approval $625,000, plus 7 504 approvals worth $5.8 m since FY2010. These count approvals to borrowers whose address is in Denison, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Denison borrowers get paid back?
No rate is published for Denison. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Denison in the National Flood Insurance Program?
Yes. Denison appears in the FEMA Community Status Book as Denison, city of, community 480259, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Denison figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grayson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Denison.
Is zoning published for Denison?
No. Nothing on this page presents parcel level zoning.
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