HomeTexasGrayson CountyWhitesboro city
Whitesboro city, Texas: commercial real estate data.
Whitesboro city is a Census city of 4,173 people across 3.34 square miles of land, in Grayson County. Median household income is $70,134, 56.0 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.6 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Whitesboro
What Whitesboro is
- Census place typecity
- Land area3.34 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,249
- County holding the largest share of its areaGrayson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitesboro
How many people live in Whitesboro
- Population4,173
- Median age33.0
- Population under 18990 plus or minus 259
- Share under 1823.7 percent plus or minus 6.2
- Population 65 and over714 plus or minus 218
- Share 65 and over17.1 percent plus or minus 5.2
- Households1,627
- Family households1,074
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitesboro
Income and work in Whitesboro
- Median household income$70,134 plus or minus $20,477
- Per capita income$57,520 plus or minus $36,808
- Civilian labor force2,022
- Employed1,977
- Unemployed45 plus or minus 45
- Unemployment rate2.2 percent plus or minus 2.2
- Adults 25 and over2,747
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher28.0 percent plus or minus 9.7
- Adults 25 and over with a graduate degree13.1 percent plus or minus 8.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitesboro
Housing in Whitesboro
- Housing units1,692
- Occupied units1,627
- Vacant units65 plus or minus 65
- Vacancy rate3.8 percent plus or minus 3.8
- Owner occupied911 plus or minus 205
- Renter occupied716 plus or minus 158
- Ownership rate56.0 percent plus or minus 11.2
- Median owner-occupied home value$249,800 plus or minus $77,509
- Median gross rent, monthly$1,305 plus or minus $286
- Annual rent as a share of median income22.3 percent plus or minus 8.2
- Single family units1,395
- Share single family82.4 percent
- Units in buildings of two or more271 plus or minus 107
- Share in buildings of two or more16.0 percent plus or minus 6.1
- Mobile homes26 plus or minus 45
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitesboro
How Whitesboro gets to work
- Workers 16 and over who commute1,846
- Commuting under 15 minutes692 plus or minus 240
- Share commuting under 15 minutes37.5 percent plus or minus 11.0
- Commuting 30 minutes or more531 plus or minus 204
- Share commuting 30 minutes or more28.8 percent plus or minus 9.7
- Drove alone77.0 percent plus or minus 18.5
- Carpooled8.4 percent plus or minus 3.9
- Public transport5.6 percent plus or minus 7.6
- Walked1.6 percent plus or minus 2.1
- Worked from home6.1 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitesboro
SBA loans in Whitesboro (7(a))
- Approvals8
- Gross approval$5,580,600
- Average approval$697,575
- Median approval$638,700
- Ninetieth percentile approval$2,000,000
- Largest approval$2,000,000
- Jobs supported59
- Jobs per approval7.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS7
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Whitesboro
Flood risk in Whitesboro
- Listed NFIP communities1
- Of those, participating0
- NFIP community number481623
- Currently effective map date09/29/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Grayson County, not Whitesboro
Grayson County context, not Whitesboro figures
These are Grayson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Whitesboro measurements.
- Establishments in Grayson County2,899
- Employment at those establishments, Grayson County42,994
- Covered employment, Grayson County52,026
- Average annual pay, Grayson County$58,282
- Average weekly wage, Grayson County$1,121
- Housing units permitted, Grayson County2,142
- Of those, single family, Grayson County1,368
- County product, 2024, Grayson County$8,370,061,000
- County product change over the prior year, Grayson County8.2 percent
- Average income of an arriving household, Grayson County$77,347
Every figure in this section is published for Grayson County as a whole and is not a measurement of Whitesboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Whitesboro questions, answered from the record.
How many people live in Whitesboro, Texas?
4,173, in 1,627 households. Whitesboro city covers 3.34 square miles of land, which is 1,249 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whitesboro in?
Grayson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whitesboro?
$70,134. The median owner-occupied home is valued at $249,800. Median gross rent is $1,305 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whitesboro businesses?
8 7(a) approvals totalling $5.6 m, across 6 lenders, median approval $638,700. These count approvals to borrowers whose address is in Whitesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whitesboro borrowers get paid back?
No rate is published for Whitesboro. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Whitesboro in the National Flood Insurance Program?
It is listed but not shown as participating. Whitesboro appears in the FEMA Community Status Book as community 481623, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Whitesboro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grayson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whitesboro.
Is zoning published for Whitesboro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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