HomeTexasGrayson CountySherman
Sherman, Texas: commercial real estate data.
Sherman is a Census city of 46,397 people across 46.45 square miles of land, in Grayson County. Median household income is $58,859, 52.7 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $50.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sherman
What Sherman is
- Census place typecity
- Land area46.45 sq mi
- Water area0.08 sq mi
- Population per square mile of land999
- County holding the largest share of its areaGrayson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sherman
How many people live in Sherman
- Population46,397
- Median age35.3
- Population under 1811,068
- Share under 1823.9 percent
- Population 65 and over7,338
- Share 65 and over15.8 percent
- Households18,304
- Family households11,709
- Share of households that are families64.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sherman
Income and work in Sherman
- Median household income$58,859
- Per capita income$33,342
- Civilian labor force23,462
- Employed22,858
- Unemployed604 plus or minus 193
- Unemployment rate2.6 percent plus or minus 0.8
- Adults 25 and over30,573
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sherman
Housing in Sherman
- Housing units19,846
- Occupied units18,304
- Vacant units1,542 plus or minus 441
- Vacancy rate7.8 percent plus or minus 2.2
- Owner occupied9,641
- Renter occupied8,663
- Ownership rate52.7 percent
- Median owner-occupied home value$243,500
- Median gross rent, monthly$1,324
- Annual rent as a share of median income27.0 percent
- Single family units14,033
- Share single family70.7 percent
- Units in buildings of two or more5,651
- Share in buildings of two or more28.5 percent
- Mobile homes145 plus or minus 106
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sherman
How Sherman gets to work
- Workers 16 and over who commute19,915
- Commuting under 15 minutes8,440
- Share commuting under 15 minutes42.4 percent
- Commuting 30 minutes or more5,154
- Share commuting 30 minutes or more25.9 percent
- Drove alone75.3 percent
- Carpooled10.1 percent plus or minus 2.3
- Public transport0.2 percent plus or minus 0.2
- Walked1.6 percent plus or minus 0.6
- Worked from home11.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sherman
SBA loans in Sherman (7(a))
- Approvals57
- Gross approval$50,535,700
- Average approval$886,591
- Median approval$292,000
- Ninetieth percentile approval$3,292,800
- Largest approval$5,000,000
- Jobs supported571
- Jobs per approval10.0
- Loans with a final outcome8
- Paid in full7
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more22.8 percent
- Share to franchises26.3 percent
- Distinct lenders28
- Distinct industries by NAICS41
Counted by borrower city: approvals to borrowers whose address is in Sherman, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sherman
SBA loans in Sherman (504)
- Approvals7
- Gross approval$10,639,000
- Average approval$1,519,857
- Median approval$439,000
- Largest approval$4,291,000
- Jobs supported80
- Loans with a final outcome3
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Sherman, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sherman
Flood risk in Sherman
- NFIP communityCity of Sherman
- NFIP community number485509
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/01/22
The City of Sherman participates in the National Flood Insurance Program as community 485509 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grayson County, not Sherman
Grayson County context, not Sherman figures
- Establishments in Grayson County2,899
- Covered employment, Grayson County52,026
- Average annual pay, Grayson County$58,282
- Housing units permitted, Grayson County2,142
Every figure in this section is published for Grayson County as a whole and is not a measurement of Sherman.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sherman questions, answered from the record.
How many people live in Sherman, Texas?
46,397, in 18,304 households. Sherman city covers 46.45 square miles of land, which is 999 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sherman in?
Grayson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sherman?
$58,859. The median owner-occupied home is valued at $243,500. Median gross rent is $1,324 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sherman businesses?
57 7(a) approvals totaling $50.5 m since FY2020, across 28 lenders, median approval $292,000, plus 7 504 approvals worth $10.6 m since FY2010. These count approvals to borrowers whose address is in Sherman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sherman borrowers get paid back?
No rate is published for Sherman. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sherman in the National Flood Insurance Program?
Yes. Sherman appears in the FEMA Community Status Book as Sherman, city of, community 485509, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sherman figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grayson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sherman.
Is zoning published for Sherman?
No. Nothing on this page presents parcel level zoning.
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