Tioga, Texas: commercial real estate data.
Tioga is a Census town of 1,322 people across 1.97 square miles of land, in Grayson County. Median household income is $86,250, 66.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tioga
What Tioga is
- Census place typetown
- Land area1.97 sq mi
- Water area0.02 sq mi
- Population per square mile of land671 plus or minus 174
- County holding the largest share of its areaGrayson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tioga
How many people live in Tioga
- Population1,322 plus or minus 343
- Median age42.3 plus or minus 9.4
- Population under 18237 plus or minus 82
- Share under 1817.9 percent plus or minus 4.1
- Population 65 and over274 plus or minus 71
- Share 65 and over20.7 percent
- Households565 plus or minus 119
- Family households342 plus or minus 99
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tioga
Income and work in Tioga
- Median household income$86,250 plus or minus $32,849
- Per capita income$39,143
- Civilian labor force719 plus or minus 223
- Employed698 plus or minus 220
- Unemployed21 plus or minus 21
- Unemployment rate2.9 percent plus or minus 2.8
- Adults 25 and over939 plus or minus 222
- Adults 25 and over with a high school diploma or higher87.8 percent plus or minus 27.5
- Adults 25 and over with a bachelor degree or higher23.7 percent plus or minus 6.4
- Adults 25 and over with a graduate degree4.6 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tioga
Housing in Tioga
- Housing units590 plus or minus 125
- Occupied units565 plus or minus 119
- Vacant units25 plus or minus 23
- Vacancy rate4.2 percent plus or minus 3.8
- Owner occupied373 plus or minus 92
- Renter occupied192 plus or minus 87
- Ownership rate66.0 percent
- Median owner-occupied home value$317,700
- Median gross rent, monthly$1,762
- Annual rent as a share of median income24.5 percent plus or minus 10.4
- Single family units513 plus or minus 132
- Share single family86.9 percent
- Units in buildings of two or more49 plus or minus 32
- Share in buildings of two or more8.3 percent plus or minus 5.1
- Mobile homes28 plus or minus 33
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tioga
How Tioga gets to work
- Workers 16 and over who commute633 plus or minus 219
- Commuting under 15 minutes114 plus or minus 49
- Share commuting under 15 minutes18.0 percent plus or minus 4.6
- Commuting 30 minutes or more341 plus or minus 109
- Share commuting 30 minutes or more53.9 percent plus or minus 25.4
- Drove alone82.2 percent
- Carpooled2.3 percent plus or minus 3.1
- Public transport0.0 percent
- Walked6.2 percent plus or minus 4.6
- Worked from home9.3 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tioga
SBA loans in Tioga (7(a))
- Approvals3
- Gross approval$4,078,000
- Average approval$1,359,333
- Median approval$1,385,000
- Largest approval$1,385,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises66.7 percent
- Distinct lenders2
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Tioga, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tioga
Flood risk in Tioga
- NFIP communityCity of Tioga
- NFIP community number481624
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/10(M)
The City of Tioga participates in the National Flood Insurance Program as community 481624 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grayson County, not Tioga
Grayson County context, not Tioga figures
- Establishments in Grayson County2,899
- Covered employment, Grayson County52,026
- Average annual pay, Grayson County$58,282
- Housing units permitted, Grayson County2,142
Every figure in this section is published for Grayson County as a whole and is not a measurement of Tioga.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Tioga questions, answered from the record.
How many people live in Tioga, Texas?
1,322, in 565 households. Tioga town covers 1.97 square miles of land, which is 671 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tioga in?
Grayson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tioga?
$86,250. The median owner-occupied home is valued at $317,700. Median gross rent is $1,762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tioga businesses?
3 7(a) approvals totaling $4.1 m since FY2020, across 2 lenders, median approval $1,385,000. These count approvals to borrowers whose address is in Tioga, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tioga borrowers get paid back?
No rate is published for Tioga. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Tioga in the National Flood Insurance Program?
Yes. Tioga appears in the FEMA Community Status Book as Tioga, city of, community 481624, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tioga figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grayson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tioga.
Is zoning published for Tioga?
No. Nothing on this page presents parcel level zoning.
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