HomeTexasGrayson CountyHowe town
Howe town, Texas: commercial real estate data.
Howe town is a Census town of 3,689 people across 4.99 square miles of land, in Grayson County. Median household income is $51,108, 60.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.1 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Howe
What Howe is
- Census place typetown
- Land area4.99 sq mi
- Water area0 sq mi
- Population per square mile of land739
- County holding the largest share of its areaGrayson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howe
How many people live in Howe
- Population3,689
- Median age29.6
- Population under 181,423 plus or minus 296
- Share under 1838.6 percent plus or minus 8.0
- Population 65 and over275 plus or minus 117
- Share 65 and over7.5 percent plus or minus 3.2
- Households1,195
- Family households851
- Share of households that are families71.2 percent plus or minus 14.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howe
Income and work in Howe
- Median household income$51,108 plus or minus $23,348
- Per capita income$22,443 plus or minus $4,903
- Civilian labor force1,800
- Employed1,748
- Unemployed52 plus or minus 51
- Unemployment rate2.9 percent plus or minus 2.8
- Adults 25 and over1,994
- Adults 25 and over with a high school diploma or higher76.3 percent
- Adults 25 and over with a bachelor degree or higher10.9 percent plus or minus 6.5
- Adults 25 and over with a graduate degree1.5 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howe
Housing in Howe
- Housing units1,477
- Occupied units1,195
- Vacant units282 plus or minus 175
- Vacancy rate19.1 percent plus or minus 11.5
- Owner occupied728 plus or minus 179
- Renter occupied467 plus or minus 137
- Ownership rate60.9 percent
- Median owner-occupied home value$201,300 plus or minus $95,729
- Median gross rent, monthly$1,217
- Annual rent as a share of median income28.6 percent plus or minus 13.5
- Single family units858 plus or minus 232
- Share single family58.1 percent plus or minus 13.4
- Units in buildings of two or more252 plus or minus 136
- Share in buildings of two or more17.1 percent plus or minus 8.9
- Mobile homes367 plus or minus 113
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howe
How Howe gets to work
- Workers 16 and over who commute1,552
- Commuting under 15 minutes287 plus or minus 148
- Share commuting under 15 minutes18.5 percent plus or minus 9.2
- Commuting 30 minutes or more504 plus or minus 199
- Share commuting 30 minutes or more32.5 percent plus or minus 11.9
- Drove alone52.5 percent plus or minus 15.1
- Carpooled39.1 percent plus or minus 13.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.4 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howe
SBA loans in Howe (7(a))
- Approvals3
- Gross approval$1,077,800
- Average approval$359,267
- Median approval$403,500
- Ninetieth percentile approval$624,300
- Largest approval$624,300
- Jobs supported49
- Jobs per approval16.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises66.7 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Howe
Flood risk in Howe
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480833
- Currently effective map date09/01/22(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Grayson County, not Howe
Grayson County context, not Howe figures
These are Grayson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Howe measurements.
- Establishments in Grayson County2,899
- Employment at those establishments, Grayson County42,994
- Covered employment, Grayson County52,026
- Average annual pay, Grayson County$58,282
- Average weekly wage, Grayson County$1,121
- Housing units permitted, Grayson County2,142
- Of those, single family, Grayson County1,368
- County product, 2024, Grayson County$8,370,061,000
- County product change over the prior year, Grayson County8.2 percent
- Average income of an arriving household, Grayson County$77,347
Every figure in this section is published for Grayson County as a whole and is not a measurement of Howe. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Howe questions, answered from the record.
How many people live in Howe, Texas?
3,689, in 1,195 households. Howe town covers 4.99 square miles of land, which is 739 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Howe in?
Grayson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Howe?
$51,108. The median owner-occupied home is valued at $201,300. Median gross rent is $1,217 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Howe businesses?
3 7(a) approvals totalling $1.1 m, across 2 lenders, median approval $403,500. These count approvals to borrowers whose address is in Howe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Howe borrowers get paid back?
No rate is published for Howe. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Howe in the National Flood Insurance Program?
Yes. Howe appears in the FEMA Community Status Book as community 480833, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Howe figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grayson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Howe.
Is zoning published for Howe?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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