HomeCaliforniaContra Costa CountyConcord city
Concord city, California: commercial real estate data.
Concord city is a Census city of 124,035 people across 30.57 square miles of land, in Contra Costa County. Median household income is $108,709, 61.6 percent of occupied homes are owned, and the SBA record carries 196 7(a) approvals to borrowers here worth $117.6 m.
83 sourced place values · tier FULL · 9 sections
Concord
What Concord is
- Census place typecity
- Land area30.57 sq mi
- Water area0 sq mi
- Population per square mile of land4,058
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How many people live in Concord
- Population124,035
- Median age39.1
- Population under 1826,457
- Share under 1821.3 percent
- Population 65 and over20,313
- Share 65 and over16.4 percent
- Households46,236
- Family households30,700
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Income and work in Concord
- Median household income$108,709
- Per capita income$51,973
- Civilian labor force66,669
- Employed63,050
- Unemployed3,619
- Unemployment rate5.4 percent
- Adults 25 and over89,242
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher37.5 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Housing in Concord
- Housing units47,703
- Occupied units46,236
- Vacant units1,467
- Vacancy rate3.1 percent
- Owner occupied28,473
- Renter occupied17,763
- Ownership rate61.6 percent
- Median owner-occupied home value$797,600
- Median gross rent, monthly$2,274
- Annual rent as a share of median income25.1 percent
- Single family units31,280
- Share single family65.6 percent
- Units in buildings of two or more15,235
- Share in buildings of two or more31.9 percent
- Mobile homes1,108
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How Concord gets to work
- Workers 16 and over who commute50,193
- Commuting under 15 minutes10,042
- Share commuting under 15 minutes20.0 percent
- Commuting 30 minutes or more23,942
- Share commuting 30 minutes or more47.7 percent
- Drove alone61.3 percent
- Carpooled10.3 percent
- Public transport6.1 percent
- Walked2.2 percent plus or minus 0.8
- Worked from home17.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
SBA 7(a) lending to Concord borrowers
- Approvals196
- Gross approval$117,602,700
- Average approval$600,014
- Median approval$300,000
- Ninetieth percentile approval$1,664,900
- Largest approval$5,000,000
- Jobs supported2,147
- Jobs per approval11.0
- Loans with a final outcome37
- Paid in full36
- Charged off1
- Charge-off rate over resolved loans2.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.3 percent
- Share to franchises16.3 percent
- Distinct lenders57
- Distinct industries by NAICS92
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concord
SBA 504 lending to Concord borrowers
- Approvals97
- Gross approval$71,852,000
- Average approval$740,742
- Median approval$546,000
- Largest approval$5,500,000
- Jobs supported899
- Loans with a final outcome38
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs8
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Concord
Flood programme status in Concord
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number065022
- Currently effective map date03/21/17
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Contra Costa County, not Concord
Contra Costa County context, not Concord figures
These are Contra Costa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Concord measurements.
- Establishments in Contra Costa County25,932
- Employment at those establishments, Contra Costa County343,690
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Average weekly wage, Contra Costa County$1,658
- Housing units permitted, Contra Costa County2,155
- Of those, single family, Contra Costa County1,251
- County product, 2024, Contra Costa County$96,579,110,000
- County product change over the prior year, Contra Costa County1.5 percent
- Average income of an arriving household, Contra Costa County$162,744
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Concord. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Concord questions, answered from the record.
How many people live in Concord, California?
124,035, in 46,236 households. Concord city covers 30.57 square miles of land, which is 4,058 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Concord in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Concord?
$108,709. The median owner-occupied home is valued at $797,600. Median gross rent is $2,274 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Concord businesses?
196 7(a) approvals totalling $117.6 m, across 57 lenders, median approval $300,000, plus 97 504 approvals worth $71.9 m. These count approvals to borrowers whose address is in Concord, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Concord borrowers get paid back?
Of the 37 loans that have reached a final outcome, 36 were paid in full and 1 charged off, a charge off rate of 2.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Concord in the National Flood Insurance Program?
Yes. Concord appears in the FEMA Community Status Book as community 065022, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Concord figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Concord.
Is zoning published for Concord?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.