HomeCaliforniaContra Costa CountySan Ramon
San Ramon, California: commercial real estate data.
San Ramon is a Census city of 85,993 people across 20.06 square miles of land, in Contra Costa County. Median household income is $196,161, 70.9 percent of occupied homes are owned, and the SBA record carries 81 7(a) approvals to borrowers here worth $46.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
San Ramon
What San Ramon is
- Census place typecity
- Land area20.06 sq mi
- Water area0.03 sq mi
- Population per square mile of land4,287
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
How many people live in San Ramon
- Population85,993
- Median age41.6
- Population under 1822,144
- Share under 1825.8 percent
- Population 65 and over10,501
- Share 65 and over12.2 percent
- Households30,103
- Family households23,838
- Share of households that are families79.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
Income and work in San Ramon
- Median household income$196,161
- Per capita income$84,288
- Civilian labor force46,149
- Employed43,772
- Unemployed2,377
- Unemployment rate5.2 percent
- Adults 25 and over58,069
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher71.6 percent
- Adults 25 and over with a graduate degree33.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
Housing in San Ramon
- Housing units30,744
- Occupied units30,103
- Vacant units641 plus or minus 225
- Vacancy rate2.1 percent plus or minus 0.7
- Owner occupied21,340
- Renter occupied8,763
- Ownership rate70.9 percent
- Median owner-occupied home value$1,509,500
- Median gross rent, monthly$2,968
- Annual rent as a share of median income18.2 percent
- Single family units23,641
- Share single family76.9 percent
- Units in buildings of two or more7,075
- Share in buildings of two or more23.0 percent
- Mobile homes12 plus or minus 17
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
How San Ramon gets to work
- Workers 16 and over who commute28,101
- Commuting under 15 minutes5,559
- Share commuting under 15 minutes19.8 percent
- Commuting 30 minutes or more13,896
- Share commuting 30 minutes or more49.5 percent
- Drove alone54.7 percent
- Carpooled4.7 percent
- Public transport3.4 percent plus or minus 0.8
- Walked1.4 percent plus or minus 0.6
- Worked from home33.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
SBA loans in San Ramon (7(a))
- Approvals81
- Gross approval$46,323,600
- Average approval$571,896
- Median approval$250,000
- Ninetieth percentile approval$1,809,600
- Largest approval$5,000,000
- Jobs supported721
- Jobs per approval8.9
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.2 percent
- Share to franchises17.3 percent
- Distinct lenders32
- Distinct industries by NAICS57
Counted by borrower city: approvals to borrowers whose address is in San Ramon, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Ramon
SBA loans in San Ramon (504)
- Approvals27
- Gross approval$28,188,000
- Average approval$1,044,000
- Median approval$762,000
- Largest approval$4,380,000
- Jobs supported320
- Loans with a final outcome10
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in San Ramon, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Ramon
Flood risk in San Ramon
- NFIP communityCity of San Ramon
- NFIP community number060710
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date06/16/09
The City of San Ramon participates in the National Flood Insurance Program as community 060710 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Contra Costa County, not San Ramon
Contra Costa County context, not San Ramon figures
- Establishments in Contra Costa County25,932
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Housing units permitted, Contra Costa County2,155
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of San Ramon.
All Contra Costa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
San Ramon questions, answered from the record.
How many people live in San Ramon, California?
85,993, in 30,103 households. San Ramon city covers 20.06 square miles of land, which is 4,287 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Ramon in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Ramon?
$196,161. The median owner-occupied home is valued at $1,509,500. Median gross rent is $2,968 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Ramon businesses?
81 7(a) approvals totaling $46.3 m since FY2020, across 32 lenders, median approval $250,000, plus 27 504 approvals worth $28.2 m since FY2010. These count approvals to borrowers whose address is in San Ramon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Ramon borrowers get paid back?
No rate is published for San Ramon. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is San Ramon in the National Flood Insurance Program?
Yes. San Ramon appears in the FEMA Community Status Book as San Ramon, city of, community 060710, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Ramon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Ramon.
Is zoning published for San Ramon?
No. Nothing on this page presents parcel level zoning.