HomeCaliforniaContra Costa CountySan Ramon city
San Ramon city, California: commercial real estate data.
San Ramon city is a Census city of 85,993 people across 20.06 square miles of land, in Contra Costa County. Median household income is $196,161, 70.9 percent of occupied homes are owned, and the SBA record carries 81 7(a) approvals to borrowers here worth $46.3 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
San Ramon
What San Ramon is
- Census place typecity
- Land area20.06 sq mi
- Water area0.03 sq mi
- Population per square mile of land4,287
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
How many people live in San Ramon
- Population85,993
- Median age41.6
- Population under 1822,144
- Share under 1825.8 percent
- Population 65 and over10,501
- Share 65 and over12.2 percent
- Households30,103
- Family households23,838
- Share of households that are families79.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
Income and work in San Ramon
- Median household income$196,161
- Per capita income$84,288
- Civilian labor force46,149
- Employed43,772
- Unemployed2,377
- Unemployment rate5.2 percent
- Adults 25 and over58,069
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher71.6 percent
- Adults 25 and over with a graduate degree33.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
Housing in San Ramon
- Housing units30,744
- Occupied units30,103
- Vacant units641 plus or minus 225
- Vacancy rate2.1 percent plus or minus 0.7
- Owner occupied21,340
- Renter occupied8,763
- Ownership rate70.9 percent
- Median owner-occupied home value$1,509,500
- Median gross rent, monthly$2,968
- Annual rent as a share of median income18.2 percent
- Single family units23,641
- Share single family76.9 percent
- Units in buildings of two or more7,075
- Share in buildings of two or more23.0 percent
- Mobile homes12 plus or minus 17
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
How San Ramon gets to work
- Workers 16 and over who commute28,101
- Commuting under 15 minutes5,559
- Share commuting under 15 minutes19.8 percent
- Commuting 30 minutes or more13,896
- Share commuting 30 minutes or more49.5 percent
- Drove alone54.7 percent
- Carpooled4.7 percent
- Public transport3.4 percent plus or minus 0.8
- Walked1.4 percent plus or minus 0.6
- Worked from home33.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Ramon
SBA loans in San Ramon (7(a))
- Approvals81
- Gross approval$46,323,600
- Average approval$571,896
- Median approval$250,000
- Ninetieth percentile approval$1,809,600
- Largest approval$5,000,000
- Jobs supported721
- Jobs per approval8.9
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.2 percent
- Share to franchises17.3 percent
- Distinct lenders32
- Distinct industries by NAICS57
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Ramon
SBA loans in San Ramon (504)
- Approvals27
- Gross approval$28,188,000
- Average approval$1,044,000
- Median approval$762,000
- Largest approval$4,380,000
- Jobs supported320
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Ramon
Flood risk in San Ramon
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number060710
- Currently effective map date06/16/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Contra Costa County, not San Ramon
Contra Costa County context, not San Ramon figures
These are Contra Costa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as San Ramon measurements.
- Establishments in Contra Costa County25,932
- Employment at those establishments, Contra Costa County343,690
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Average weekly wage, Contra Costa County$1,658
- Housing units permitted, Contra Costa County2,155
- Of those, single family, Contra Costa County1,251
- County product, 2024, Contra Costa County$96,579,110,000
- County product change over the prior year, Contra Costa County1.5 percent
- Average income of an arriving household, Contra Costa County$162,744
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of San Ramon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
San Ramon questions, answered from the record.
How many people live in San Ramon, California?
85,993, in 30,103 households. San Ramon city covers 20.06 square miles of land, which is 4,287 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Ramon in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Ramon?
$196,161. The median owner-occupied home is valued at $1,509,500. Median gross rent is $2,968 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Ramon businesses?
81 7(a) approvals totalling $46.3 m, across 32 lenders, median approval $250,000, plus 27 504 approvals worth $28.2 m. These count approvals to borrowers whose address is in San Ramon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Ramon borrowers get paid back?
Of the 15 loans that have reached a final outcome, 15 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is San Ramon in the National Flood Insurance Program?
Yes. San Ramon appears in the FEMA Community Status Book as community 060710, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Ramon figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Ramon.
Is zoning published for San Ramon?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.