HomeCaliforniaContra Costa CountyWalnut Creek
Walnut Creek, California: commercial real estate data.
Walnut Creek is a Census city of 70,088 people across 19.76 square miles of land, in Contra Costa County. Median household income is $130,432, 64.4 percent of occupied homes are owned, and the SBA record carries 185 7(a) approvals to borrowers here worth $104.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Walnut Creek
What Walnut Creek is
- Census place typecity
- Land area19.76 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,547
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Walnut Creek
How many people live in Walnut Creek
- Population70,088
- Median age46.8
- Population under 1810,847
- Share under 1815.5 percent
- Population 65 and over20,671
- Share 65 and over29.5 percent
- Households33,072
- Family households18,020
- Share of households that are families54.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Walnut Creek
Income and work in Walnut Creek
- Median household income$130,432
- Per capita income$85,521
- Civilian labor force35,685
- Employed33,544
- Unemployed2,141
- Unemployment rate6.0 percent
- Adults 25 and over55,230
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher70.4 percent
- Adults 25 and over with a graduate degree30.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Walnut Creek
Housing in Walnut Creek
- Housing units34,389
- Occupied units33,072
- Vacant units1,317 plus or minus 335
- Vacancy rate3.8 percent plus or minus 1.0
- Owner occupied21,286
- Renter occupied11,786
- Ownership rate64.4 percent
- Median owner-occupied home value$1,057,300
- Median gross rent, monthly$2,680
- Annual rent as a share of median income24.7 percent
- Single family units18,246
- Share single family53.1 percent
- Units in buildings of two or more16,082
- Share in buildings of two or more46.8 percent
- Mobile homes61 plus or minus 72
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Walnut Creek
How Walnut Creek gets to work
- Workers 16 and over who commute22,748
- Commuting under 15 minutes5,657
- Share commuting under 15 minutes24.9 percent
- Commuting 30 minutes or more9,851
- Share commuting 30 minutes or more43.3 percent
- Drove alone50.1 percent
- Carpooled7.7 percent plus or minus 1.7
- Public transport6.2 percent plus or minus 1.3
- Walked3.2 percent plus or minus 1.0
- Worked from home30.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Walnut Creek
SBA loans in Walnut Creek (7(a))
- Approvals185
- Gross approval$104,504,300
- Average approval$564,888
- Median approval$250,000
- Ninetieth percentile approval$1,542,000
- Largest approval$5,000,000
- Jobs supported1,806
- Jobs per approval9.8
- Loans with a final outcome36
- Paid in full28
- Charged off8
- Charge-off rate over resolved loans22.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.3 percent
- Share to franchises10.3 percent
- Distinct lenders50
- Distinct industries by NAICS87
Counted by borrower city: approvals to borrowers whose address is in Walnut Creek, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Walnut Creek
SBA loans in Walnut Creek (504)
- Approvals48
- Gross approval$55,014,000
- Average approval$1,146,125
- Median approval$957,500
- Largest approval$3,329,000
- Jobs supported546
- Loans with a final outcome15
- Charged off1
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Walnut Creek, in any county, FY2010 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Walnut Creek
Flood risk in Walnut Creek
- NFIP communityCity of Walnut Creek
- NFIP community number065070
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date03/21/17
The City of Walnut Creek participates in the National Flood Insurance Program as community 065070 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Contra Costa County, not Walnut Creek
Contra Costa County context, not Walnut Creek figures
- Establishments in Contra Costa County25,932
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Housing units permitted, Contra Costa County2,155
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Walnut Creek.
All Contra Costa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Walnut Creek questions, answered from the record.
How many people live in Walnut Creek, California?
70,088, in 33,072 households. Walnut Creek city covers 19.76 square miles of land, which is 3,547 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Walnut Creek in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Walnut Creek?
$130,432. The median owner-occupied home is valued at $1,057,300. Median gross rent is $2,680 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Walnut Creek businesses?
185 7(a) approvals totaling $104.5 m since FY2020, across 50 lenders, median approval $250,000, plus 48 504 approvals worth $55.0 m since FY2010. These count approvals to borrowers whose address is in Walnut Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Walnut Creek borrowers get paid back?
Of the 36 loans that have reached a final outcome, 28 were paid in full and 8 charged off, a charge off rate of 22.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Walnut Creek in the National Flood Insurance Program?
Yes. Walnut Creek appears in the FEMA Community Status Book as Walnut Creek, city of, community 065070, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Walnut Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Walnut Creek.
Is zoning published for Walnut Creek?
No. Nothing on this page presents parcel level zoning.