HomeCaliforniaContra Costa CountyRichmond
Richmond, California: commercial real estate data.
Richmond is a Census city of 115,505 people across 30.04 square miles of land, in Contra Costa County. Median household income is $95,391, 54.7 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $37.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richmond
What Richmond is
- Census place typecity
- Land area30.04 sq mi
- Water area22.47 sq mi
- Population per square mile of land3,845
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population115,505
- Median age37.9
- Population under 1824,003
- Share under 1820.8 percent
- Population 65 and over16,769
- Share 65 and over14.5 percent
- Households40,806
- Family households26,801
- Share of households that are families65.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$95,391
- Per capita income$43,743
- Civilian labor force63,209
- Employed57,932
- Unemployed5,277
- Unemployment rate8.3 percent
- Adults 25 and over80,565
- Adults 25 and over with a high school diploma or higher79.5 percent
- Adults 25 and over with a bachelor degree or higher33.0 percent
- Adults 25 and over with a graduate degree13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units42,509
- Occupied units40,806
- Vacant units1,703 plus or minus 411
- Vacancy rate4.0 percent plus or minus 1.0
- Owner occupied22,321
- Renter occupied18,485
- Ownership rate54.7 percent
- Median owner-occupied home value$668,200
- Median gross rent, monthly$1,960
- Annual rent as a share of median income24.7 percent
- Single family units29,276
- Share single family68.9 percent
- Units in buildings of two or more13,067
- Share in buildings of two or more30.7 percent
- Mobile homes101 plus or minus 71
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute47,815
- Commuting under 15 minutes7,041
- Share commuting under 15 minutes14.7 percent
- Commuting 30 minutes or more26,497
- Share commuting 30 minutes or more55.4 percent
- Drove alone60.3 percent
- Carpooled13.6 percent
- Public transport8.2 percent
- Walked1.4 percent plus or minus 0.4
- Worked from home14.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA loans in Richmond (7(a))
- Approvals59
- Gross approval$37,060,400
- Average approval$628,142
- Median approval$350,000
- Ninetieth percentile approval$1,459,140
- Largest approval$4,335,000
- Jobs supported793
- Jobs per approval13.4
- Loans with a final outcome11
- Paid in full9
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more25.4 percent
- Share to franchises0.0 percent
- Distinct lenders27
- Distinct industries by NAICS38
Counted by borrower city: approvals to borrowers whose address is in Richmond, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA loans in Richmond (504)
- Approvals63
- Gross approval$60,183,000
- Average approval$955,286
- Median approval$598,000
- Largest approval$4,167,000
- Jobs supported464
- Loans with a final outcome17
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Richmond, in any county, FY2010 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richmond
Flood risk in Richmond
- NFIP communityCity of Richmond
- NFIP community number060035
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date(NSFHA)
The City of Richmond participates in the National Flood Insurance Program as community 060035 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Contra Costa County, not Richmond
Contra Costa County context, not Richmond figures
- Establishments in Contra Costa County25,932
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Housing units permitted, Contra Costa County2,155
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Richmond.
All Contra Costa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, California?
115,505, in 40,806 households. Richmond city covers 30.04 square miles of land, which is 3,845 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$95,391. The median owner-occupied home is valued at $668,200. Median gross rent is $1,960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
59 7(a) approvals totaling $37.1 m since FY2020, across 27 lenders, median approval $350,000, plus 63 504 approvals worth $60.2 m since FY2010. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
No rate is published for Richmond. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Richmond in the National Flood Insurance Program?
Yes. Richmond appears in the FEMA Community Status Book as Richmond, city of, community 060035, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richmond figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
No. Nothing on this page presents parcel level zoning.