HomeCaliforniaContra Costa CountyRichmond city
Richmond city, California: commercial real estate data.
Richmond city is a Census city of 115,505 people across 30.04 square miles of land, in Contra Costa County. Median household income is $95,391, 54.7 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $37.1 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Richmond
What Richmond is
- Census place typecity
- Land area30.04 sq mi
- Water area22.47 sq mi
- Population per square mile of land3,845
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population115,505
- Median age37.9
- Population under 1824,003
- Share under 1820.8 percent
- Population 65 and over16,769
- Share 65 and over14.5 percent
- Households40,806
- Family households26,801
- Share of households that are families65.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$95,391
- Per capita income$43,743
- Civilian labor force63,209
- Employed57,932
- Unemployed5,277
- Unemployment rate8.3 percent
- Adults 25 and over80,565
- Adults 25 and over with a high school diploma or higher79.5 percent
- Adults 25 and over with a bachelor degree or higher33.0 percent
- Adults 25 and over with a graduate degree13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units42,509
- Occupied units40,806
- Vacant units1,703 plus or minus 411
- Vacancy rate4.0 percent plus or minus 1.0
- Owner occupied22,321
- Renter occupied18,485
- Ownership rate54.7 percent
- Median owner-occupied home value$668,200
- Median gross rent, monthly$1,960
- Annual rent as a share of median income24.7 percent
- Single family units29,276
- Share single family68.9 percent
- Units in buildings of two or more13,067
- Share in buildings of two or more30.7 percent
- Mobile homes101 plus or minus 71
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute47,815
- Commuting under 15 minutes7,041
- Share commuting under 15 minutes14.7 percent
- Commuting 30 minutes or more26,497
- Share commuting 30 minutes or more55.4 percent
- Drove alone60.3 percent
- Carpooled13.6 percent
- Public transport8.2 percent
- Walked1.4 percent plus or minus 0.4
- Worked from home14.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA loans in Richmond (7(a))
- Approvals59
- Gross approval$37,060,400
- Average approval$628,142
- Median approval$350,000
- Ninetieth percentile approval$1,499,700
- Largest approval$4,335,000
- Jobs supported793
- Jobs per approval13.4
- Loans with a final outcome11
- Paid in full9
- Charged off2
- Charge-off rate over resolved loans18.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more25.4 percent
- Share to franchises0.0 percent
- Distinct lenders27
- Distinct industries by NAICS38
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA loans in Richmond (504)
- Approvals63
- Gross approval$60,183,000
- Average approval$955,286
- Median approval$598,000
- Largest approval$4,167,000
- Jobs supported464
- Loans with a final outcome17
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richmond
Flood risk in Richmond
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 10
- NFIP community number060035
- Currently effective map date(NSFHA)
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Contra Costa County, not Richmond
Contra Costa County context, not Richmond figures
These are Contra Costa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Richmond measurements.
- Establishments in Contra Costa County25,932
- Employment at those establishments, Contra Costa County343,690
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Average weekly wage, Contra Costa County$1,658
- Housing units permitted, Contra Costa County2,155
- Of those, single family, Contra Costa County1,251
- County product, 2024, Contra Costa County$96,579,110,000
- County product change over the prior year, Contra Costa County1.5 percent
- Average income of an arriving household, Contra Costa County$162,744
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Richmond. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, California?
115,505, in 40,806 households. Richmond city covers 30.04 square miles of land, which is 3,845 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$95,391. The median owner-occupied home is valued at $668,200. Median gross rent is $1,960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
59 7(a) approvals totalling $37.1 m, across 27 lenders, median approval $350,000, plus 63 504 approvals worth $60.2 m. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
Of the 11 loans that have reached a final outcome, 9 were paid in full and 2 charged off, a charge off rate of 18.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Richmond in the National Flood Insurance Program?
Yes. Richmond appears in the FEMA Community Status Book as community 060035, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richmond figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.