HomeCaliforniaContra Costa CountySan Pablo city
San Pablo city, California: commercial real estate data.
San Pablo city is a Census city of 31,720 people across 2.62 square miles of land, in Contra Costa County. Median household income is $79,478, 42.0 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $12.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
San Pablo
What San Pablo is
- Census place typecity
- Land area2.62 sq mi
- Water area0 sq mi
- Population per square mile of land12,087
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Pablo
How many people live in San Pablo
- Population31,720
- Median age34.6
- Population under 188,061
- Share under 1825.4 percent
- Population 65 and over3,650
- Share 65 and over11.5 percent
- Households9,743
- Family households7,436
- Share of households that are families76.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Pablo
Income and work in San Pablo
- Median household income$79,478
- Per capita income$30,103
- Civilian labor force15,825
- Employed14,485
- Unemployed1,340 plus or minus 308
- Unemployment rate8.5 percent plus or minus 1.9
- Adults 25 and over20,457
- Adults 25 and over with a high school diploma or higher75.4 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree3.9 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Pablo
Housing in San Pablo
- Housing units9,943
- Occupied units9,743
- Vacant units200 plus or minus 107
- Vacancy rate2.0 percent plus or minus 1.1
- Owner occupied4,091
- Renter occupied5,652
- Ownership rate42.0 percent
- Median owner-occupied home value$551,700
- Median gross rent, monthly$2,018
- Annual rent as a share of median income30.5 percent
- Single family units5,786
- Share single family58.2 percent
- Units in buildings of two or more3,663
- Share in buildings of two or more36.8 percent
- Mobile homes427 plus or minus 166
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Pablo
How San Pablo gets to work
- Workers 16 and over who commute12,632
- Commuting under 15 minutes2,314
- Share commuting under 15 minutes18.3 percent
- Commuting 30 minutes or more6,798
- Share commuting 30 minutes or more53.8 percent
- Drove alone63.5 percent
- Carpooled16.2 percent plus or minus 3.5
- Public transport5.6 percent plus or minus 1.8
- Walked2.3 percent plus or minus 1.1
- Worked from home8.9 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Pablo
SBA loans in San Pablo (7(a))
- Approvals28
- Gross approval$12,076,900
- Average approval$431,318
- Median approval$102,700
- Ninetieth percentile approval$1,400,000
- Largest approval$3,400,000
- Jobs supported176
- Jobs per approval6.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises0.0 percent
- Distinct lenders16
- Distinct industries by NAICS23
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Pablo
SBA loans in San Pablo (504)
- Approvals9
- Gross approval$9,341,000
- Average approval$1,037,889
- Median approval$621,000
- Largest approval$3,717,000
- Jobs supported69
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Pablo
Flood risk in San Pablo
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 9
- NFIP community number060036
- Currently effective map date03/21/17
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Contra Costa County, not San Pablo
Contra Costa County context, not San Pablo figures
These are Contra Costa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as San Pablo measurements.
- Establishments in Contra Costa County25,932
- Employment at those establishments, Contra Costa County343,690
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Average weekly wage, Contra Costa County$1,658
- Housing units permitted, Contra Costa County2,155
- Of those, single family, Contra Costa County1,251
- County product, 2024, Contra Costa County$96,579,110,000
- County product change over the prior year, Contra Costa County1.5 percent
- Average income of an arriving household, Contra Costa County$162,744
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of San Pablo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
San Pablo questions, answered from the record.
How many people live in San Pablo, California?
31,720, in 9,743 households. San Pablo city covers 2.62 square miles of land, which is 12,087 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Pablo in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Pablo?
$79,478. The median owner-occupied home is valued at $551,700. Median gross rent is $2,018 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Pablo businesses?
28 7(a) approvals totalling $12.1 m, across 16 lenders, median approval $102,700, plus 9 504 approvals worth $9.3 m. These count approvals to borrowers whose address is in San Pablo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Pablo borrowers get paid back?
No rate is published for San Pablo. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is San Pablo in the National Flood Insurance Program?
Yes. San Pablo appears in the FEMA Community Status Book as community 060036, carrying Community Rating System class 9, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Pablo figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Pablo.
Is zoning published for San Pablo?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.