HomeCaliforniaContra Costa CountyBay Point
Bay Point, California: commercial real estate data.
Bay Point is a Census CDP of 24,231 people across 6.43 square miles of land, in Contra Costa County. Median household income is $82,565, 55.6 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bay Point
What Bay Point is
- Census place typeCDP
- Land area6.43 sq mi
- Water area1.02 sq mi
- Population per square mile of land3,771
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Point
How many people live in Bay Point
- Population24,231
- Median age32.5
- Population under 186,373
- Share under 1826.3 percent
- Population 65 and over2,281
- Share 65 and over9.4 percent
- Households6,756
- Family households5,509
- Share of households that are families81.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Point
Income and work in Bay Point
- Median household income$82,565
- Per capita income$28,582
- Civilian labor force12,535
- Employed11,265
- Unemployed1,270 plus or minus 341
- Unemployment rate10.1 percent plus or minus 2.6
- Adults 25 and over14,797
- Adults 25 and over with a high school diploma or higher69.2 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent
- Adults 25 and over with a graduate degree2.7 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Point
Housing in Bay Point
- Housing units6,914
- Occupied units6,756
- Vacant units158 plus or minus 91
- Vacancy rate2.3 percent plus or minus 1.3
- Owner occupied3,758
- Renter occupied2,998
- Ownership rate55.6 percent
- Median owner-occupied home value$525,000
- Median gross rent, monthly$2,063
- Annual rent as a share of median income30.0 percent
- Single family units5,244
- Share single family75.8 percent
- Units in buildings of two or more1,086 plus or minus 268
- Share in buildings of two or more15.7 percent plus or minus 3.8
- Mobile homes584 plus or minus 149
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Point
How Bay Point gets to work
- Workers 16 and over who commute10,160
- Commuting under 15 minutes994 plus or minus 222
- Share commuting under 15 minutes9.8 percent plus or minus 2.1
- Commuting 30 minutes or more6,080
- Share commuting 30 minutes or more59.8 percent
- Drove alone68.5 percent
- Carpooled20.7 percent plus or minus 4.8
- Public transport5.0 percent plus or minus 2.1
- Walked0.5 percent plus or minus 0.5
- Worked from home4.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Point
SBA loans in Bay Point (7(a))
- Approvals6
- Gross approval$1,338,000
- Average approval$223,000
- Median approval$35,000
- Largest approval$1,183,000
- Jobs supported11
- Jobs per approval1.8
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Bay Point, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bay Point
SBA loans in Bay Point (504)
- Approvals1
- Gross approval$268,000
- Average approval$268,000
- Median approval$268,000
- Largest approval$268,000
- Jobs supported1
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Bay Point, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Contra Costa County, not Bay Point
Contra Costa County context, not Bay Point figures
- Establishments in Contra Costa County25,932
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Housing units permitted, Contra Costa County2,155
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Bay Point.
All Contra Costa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bay Point questions, answered from the record.
How many people live in Bay Point, California?
24,231, in 6,756 households. Bay Point CDP covers 6.43 square miles of land, which is 3,771 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bay Point in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bay Point?
$82,565. The median owner-occupied home is valued at $525,000. Median gross rent is $2,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bay Point businesses?
6 7(a) approvals totaling $1.3 m since FY2020, across 3 lenders, median approval $35,000, plus 1 504 approvals worth $268,000 since FY2010. These count approvals to borrowers whose address is in Bay Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bay Point borrowers get paid back?
No rate is published for Bay Point. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Bay Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bay Point.
Is zoning published for Bay Point?
No. Nothing on this page presents parcel level zoning.