HomeCaliforniaContra Costa CountyLafayette
Lafayette, California: commercial real estate data.
Lafayette is a Census city of 25,285 people across 15.02 square miles of land, in Contra Costa County. Median household income is $228,250, 77.1 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $21.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lafayette
What Lafayette is
- Census place typecity
- Land area15.02 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,683
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
How many people live in Lafayette
- Population25,285
- Median age45.7
- Population under 186,494
- Share under 1825.7 percent
- Population 65 and over5,381
- Share 65 and over21.3 percent
- Households9,623
- Family households7,462
- Share of households that are families77.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
Income and work in Lafayette
- Median household income$228,250
- Per capita income$123,402
- Civilian labor force12,493
- Employed11,956
- Unemployed537 plus or minus 206
- Unemployment rate4.3 percent plus or minus 1.6
- Adults 25 and over17,589
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher79.0 percent
- Adults 25 and over with a graduate degree37.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
Housing in Lafayette
- Housing units9,998
- Occupied units9,623
- Vacant units375 plus or minus 145
- Vacancy rate3.8 percent plus or minus 1.4
- Owner occupied7,420
- Renter occupied2,203
- Ownership rate77.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,892
- Annual rent as a share of median income15.2 percent
- Single family units8,055
- Share single family80.6 percent
- Units in buildings of two or more1,920 plus or minus 396
- Share in buildings of two or more19.2 percent plus or minus 3.9
- Mobile homes15 plus or minus 25
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
How Lafayette gets to work
- Workers 16 and over who commute6,747
- Commuting under 15 minutes1,640 plus or minus 450
- Share commuting under 15 minutes24.3 percent plus or minus 6.3
- Commuting 30 minutes or more2,956
- Share commuting 30 minutes or more43.8 percent
- Drove alone41.4 percent
- Carpooled1.7 percent plus or minus 0.9
- Public transport10.1 percent plus or minus 2.5
- Walked2.6 percent plus or minus 1.3
- Worked from home42.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
SBA loans in Lafayette (7(a))
- Approvals38
- Gross approval$21,085,100
- Average approval$554,871
- Median approval$240,000
- Ninetieth percentile approval$1,388,830
- Largest approval$3,323,000
- Jobs supported250
- Jobs per approval6.6
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises5.3 percent
- Distinct lenders15
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Lafayette, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lafayette
SBA loans in Lafayette (504)
- Approvals20
- Gross approval$17,267,000
- Average approval$863,350
- Median approval$748,000
- Largest approval$2,421,000
- Jobs supported135
- Loans with a final outcome6
- Charged off0
- Median term300 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Lafayette, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lafayette
Flood risk in Lafayette
- NFIP communityCity of Lafayette
- NFIP community number065037
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/17
The City of Lafayette participates in the National Flood Insurance Program as community 065037 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Contra Costa County, not Lafayette
Contra Costa County context, not Lafayette figures
- Establishments in Contra Costa County25,932
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Housing units permitted, Contra Costa County2,155
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Lafayette.
All Contra Costa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lafayette questions, answered from the record.
How many people live in Lafayette, California?
25,285, in 9,623 households. Lafayette city covers 15.02 square miles of land, which is 1,683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lafayette in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lafayette?
$228,250. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,892 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lafayette businesses?
38 7(a) approvals totaling $21.1 m since FY2020, across 15 lenders, median approval $240,000, plus 20 504 approvals worth $17.3 m since FY2010. These count approvals to borrowers whose address is in Lafayette, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lafayette borrowers get paid back?
No rate is published for Lafayette. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lafayette in the National Flood Insurance Program?
Yes. Lafayette appears in the FEMA Community Status Book as Lafayette, city of, community 065037, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lafayette figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lafayette.
Is zoning published for Lafayette?
No. Nothing on this page presents parcel level zoning.