HomeCaliforniaContra Costa CountyLafayette city
Lafayette city, California: commercial real estate data.
Lafayette city is a Census city of 25,285 people across 15.02 square miles of land, in Contra Costa County. Median household income is $228,250, 77.1 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $21.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lafayette
What Lafayette is
- Census place typecity
- Land area15.02 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,683
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
How many people live in Lafayette
- Population25,285
- Median age45.7
- Population under 186,494
- Share under 1825.7 percent
- Population 65 and over5,381
- Share 65 and over21.3 percent
- Households9,623
- Family households7,462
- Share of households that are families77.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
Income and work in Lafayette
- Median household income$228,250
- Per capita income$123,402
- Civilian labor force12,493
- Employed11,956
- Unemployed537 plus or minus 206
- Unemployment rate4.3 percent plus or minus 1.6
- Adults 25 and over17,589
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher79.0 percent
- Adults 25 and over with a graduate degree37.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
Housing in Lafayette
- Housing units9,998
- Occupied units9,623
- Vacant units375 plus or minus 145
- Vacancy rate3.8 percent plus or minus 1.4
- Owner occupied7,420
- Renter occupied2,203
- Ownership rate77.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,892
- Annual rent as a share of median income15.2 percent
- Single family units8,055
- Share single family80.6 percent
- Units in buildings of two or more1,920 plus or minus 396
- Share in buildings of two or more19.2 percent plus or minus 3.9
- Mobile homes15 plus or minus 25
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
How Lafayette gets to work
- Workers 16 and over who commute6,747
- Commuting under 15 minutes1,640 plus or minus 450
- Share commuting under 15 minutes24.3 percent plus or minus 6.3
- Commuting 30 minutes or more2,956
- Share commuting 30 minutes or more43.8 percent
- Drove alone41.4 percent
- Carpooled1.7 percent plus or minus 0.9
- Public transport10.1 percent plus or minus 2.5
- Walked2.6 percent plus or minus 1.3
- Worked from home42.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lafayette
SBA loans in Lafayette (7(a))
- Approvals38
- Gross approval$21,085,100
- Average approval$554,871
- Median approval$250,000
- Ninetieth percentile approval$2,296,100
- Largest approval$3,323,000
- Jobs supported250
- Jobs per approval6.6
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises5.3 percent
- Distinct lenders15
- Distinct industries by NAICS29
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lafayette
SBA loans in Lafayette (504)
- Approvals20
- Gross approval$17,267,000
- Average approval$863,350
- Median approval$806,000
- Largest approval$2,421,000
- Jobs supported135
- Loans with a final outcome6
- Charged off0
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lafayette
Flood risk in Lafayette
- Listed NFIP communities1
- Of those, participating1
- NFIP community number065037
- Currently effective map date03/21/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Contra Costa County, not Lafayette
Contra Costa County context, not Lafayette figures
These are Contra Costa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lafayette measurements.
- Establishments in Contra Costa County25,932
- Employment at those establishments, Contra Costa County343,690
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Average weekly wage, Contra Costa County$1,658
- Housing units permitted, Contra Costa County2,155
- Of those, single family, Contra Costa County1,251
- County product, 2024, Contra Costa County$96,579,110,000
- County product change over the prior year, Contra Costa County1.5 percent
- Average income of an arriving household, Contra Costa County$162,744
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Lafayette. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lafayette questions, answered from the record.
How many people live in Lafayette, California?
25,285, in 9,623 households. Lafayette city covers 15.02 square miles of land, which is 1,683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lafayette in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lafayette?
$228,250. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,892 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lafayette businesses?
38 7(a) approvals totalling $21.1 m, across 15 lenders, median approval $250,000, plus 20 504 approvals worth $17.3 m. These count approvals to borrowers whose address is in Lafayette, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lafayette borrowers get paid back?
No rate is published for Lafayette. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lafayette in the National Flood Insurance Program?
Yes. Lafayette appears in the FEMA Community Status Book as community 065037, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lafayette figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lafayette.
Is zoning published for Lafayette?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.