HomeCaliforniaContra Costa CountyPinole
Pinole, California: commercial real estate data.
Pinole is a Census city of 18,761 people across 5.10 square miles of land, in Contra Costa County. Median household income is $127,717, 79.4 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $8.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pinole
What Pinole is
- Census place typecity
- Land area5.1 sq mi
- Water area6.66 sq mi
- Population per square mile of land3,676
- County holding the largest share of its areaContra Costa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinole
How many people live in Pinole
- Population18,761
- Median age44.7
- Population under 182,943
- Share under 1815.7 percent
- Population 65 and over4,470
- Share 65 and over23.8 percent
- Households6,588
- Family households4,855
- Share of households that are families73.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinole
Income and work in Pinole
- Median household income$127,717
- Per capita income$51,487
- Civilian labor force9,611
- Employed9,204
- Unemployed407 plus or minus 153
- Unemployment rate4.2 percent plus or minus 1.6
- Adults 25 and over14,435
- Adults 25 and over with a high school diploma or higher88.3 percent
- Adults 25 and over with a bachelor degree or higher38.6 percent
- Adults 25 and over with a graduate degree12.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinole
Housing in Pinole
- Housing units7,056
- Occupied units6,588
- Vacant units468 plus or minus 292
- Vacancy rate6.6 percent plus or minus 4.1
- Owner occupied5,234
- Renter occupied1,354
- Ownership rate79.4 percent
- Median owner-occupied home value$718,600
- Median gross rent, monthly$2,700
- Annual rent as a share of median income25.4 percent
- Single family units6,167
- Share single family87.4 percent
- Units in buildings of two or more889 plus or minus 264
- Share in buildings of two or more12.6 percent plus or minus 3.7
- Mobile homes0
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinole
How Pinole gets to work
- Workers 16 and over who commute7,486
- Commuting under 15 minutes1,022 plus or minus 290
- Share commuting under 15 minutes13.7 percent plus or minus 3.7
- Commuting 30 minutes or more4,692
- Share commuting 30 minutes or more62.7 percent
- Drove alone63.8 percent
- Carpooled11.7 percent plus or minus 4.0
- Public transport5.3 percent plus or minus 2.0
- Walked0.7 percent plus or minus 0.8
- Worked from home17.1 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinole
SBA loans in Pinole (7(a))
- Approvals17
- Gross approval$8,356,400
- Average approval$491,553
- Median approval$75,000
- Largest approval$5,000,000
- Jobs supported125
- Jobs per approval7.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.6 percent
- Share to franchises23.5 percent
- Distinct lenders7
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Pinole, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pinole
SBA loans in Pinole (504)
- Approvals3
- Gross approval$1,737,000
- Average approval$579,000
- Median approval$727,000
- Largest approval$737,000
- Jobs supported11
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Pinole, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pinole
Flood risk in Pinole
- NFIP communityCity of Pinole
- NFIP community number060032
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/17
The City of Pinole participates in the National Flood Insurance Program as community 060032 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Contra Costa County, not Pinole
Contra Costa County context, not Pinole figures
- Establishments in Contra Costa County25,932
- Covered employment, Contra Costa County373,992
- Average annual pay, Contra Costa County$86,234
- Housing units permitted, Contra Costa County2,155
Every figure in this section is published for Contra Costa County as a whole and is not a measurement of Pinole.
All Contra Costa County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pinole questions, answered from the record.
How many people live in Pinole, California?
18,761, in 6,588 households. Pinole city covers 5.10 square miles of land, which is 3,676 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pinole in?
Contra Costa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pinole?
$127,717. The median owner-occupied home is valued at $718,600. Median gross rent is $2,700 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pinole businesses?
17 7(a) approvals totaling $8.4 m since FY2020, across 7 lenders, median approval $75,000, plus 3 504 approvals worth $1.7 m since FY2010. These count approvals to borrowers whose address is in Pinole, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pinole borrowers get paid back?
No rate is published for Pinole. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pinole in the National Flood Insurance Program?
Yes. Pinole appears in the FEMA Community Status Book as Pinole, city of, community 060032, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pinole figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Contra Costa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pinole.
Is zoning published for Pinole?
No. Nothing on this page presents parcel level zoning.