HomeCaliforniaSacramento CountyCitrus Heights city
Citrus Heights city, California: commercial real estate data.
Citrus Heights city is a Census city of 86,995 people across 14.22 square miles of land, in Sacramento County. Median household income is $82,314, 60.7 percent of occupied homes are owned, and the SBA record carries 97 7(a) approvals to borrowers here worth $53.0 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Citrus Heights
What Citrus Heights is
- Census place typecity
- Land area14.22 sq mi
- Water area0 sq mi
- Population per square mile of land6,119
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
How many people live in Citrus Heights
- Population86,995
- Median age38.7
- Population under 1817,787
- Share under 1820.4 percent
- Population 65 and over16,036
- Share 65 and over18.4 percent
- Households33,687
- Family households20,321
- Share of households that are families60.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
Income and work in Citrus Heights
- Median household income$82,314
- Per capita income$38,221
- Civilian labor force44,892
- Employed41,873
- Unemployed3,019
- Unemployment rate6.7 percent
- Adults 25 and over62,760
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher23.9 percent
- Adults 25 and over with a graduate degree7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
Housing in Citrus Heights
- Housing units34,946
- Occupied units33,687
- Vacant units1,259 plus or minus 318
- Vacancy rate3.6 percent plus or minus 0.9
- Owner occupied20,460
- Renter occupied13,227
- Ownership rate60.7 percent
- Median owner-occupied home value$454,600
- Median gross rent, monthly$1,827
- Annual rent as a share of median income26.6 percent
- Single family units23,734
- Share single family67.9 percent
- Units in buildings of two or more9,383
- Share in buildings of two or more26.8 percent
- Mobile homes1,770
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
How Citrus Heights gets to work
- Workers 16 and over who commute34,048
- Commuting under 15 minutes6,230
- Share commuting under 15 minutes18.3 percent
- Commuting 30 minutes or more13,371
- Share commuting 30 minutes or more39.3 percent
- Drove alone68.8 percent
- Carpooled9.6 percent
- Public transport1.1 percent plus or minus 0.4
- Walked1.7 percent plus or minus 0.6
- Worked from home16.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
SBA loans in Citrus Heights (7(a))
- Approvals97
- Gross approval$52,979,700
- Average approval$546,182
- Median approval$335,000
- Ninetieth percentile approval$1,391,000
- Largest approval$3,500,000
- Jobs supported1,050
- Jobs per approval10.8
- Loans with a final outcome18
- Paid in full16
- Charged off2
- Charge-off rate over resolved loans11.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more29.9 percent
- Share to franchises14.4 percent
- Distinct lenders43
- Distinct industries by NAICS56
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Citrus Heights
SBA loans in Citrus Heights (504)
- Approvals40
- Gross approval$36,037,000
- Average approval$900,925
- Median approval$507,000
- Largest approval$4,259,000
- Jobs supported823
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs10
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Citrus Heights
Flood risk in Citrus Heights
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number060765
- Currently effective map date02/22/24
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sacramento County, not Citrus Heights
Sacramento County context, not Citrus Heights figures
These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Citrus Heights measurements.
- Establishments in Sacramento County34,280
- Employment at those establishments, Sacramento County533,709
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Average weekly wage, Sacramento County$1,541
- Housing units permitted, Sacramento County6,747
- Of those, single family, Sacramento County4,868
- County product, 2024, Sacramento County$135,538,141,000
- County product change over the prior year, Sacramento County7.5 percent
- Average income of an arriving household, Sacramento County$82,545
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Citrus Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Citrus Heights questions, answered from the record.
How many people live in Citrus Heights, California?
86,995, in 33,687 households. Citrus Heights city covers 14.22 square miles of land, which is 6,119 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Citrus Heights in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Citrus Heights?
$82,314. The median owner-occupied home is valued at $454,600. Median gross rent is $1,827 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Citrus Heights businesses?
97 7(a) approvals totalling $53.0 m, across 43 lenders, median approval $335,000, plus 40 504 approvals worth $36.0 m. These count approvals to borrowers whose address is in Citrus Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Citrus Heights borrowers get paid back?
Of the 18 loans that have reached a final outcome, 16 were paid in full and 2 charged off, a charge off rate of 11.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Citrus Heights in the National Flood Insurance Program?
Yes. Citrus Heights appears in the FEMA Community Status Book as community 060765, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Citrus Heights figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Citrus Heights.
Is zoning published for Citrus Heights?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.