HomeCaliforniaSacramento CountyCitrus Heights
Citrus Heights, California: commercial real estate data.
Citrus Heights is a Census city of 86,995 people across 14.22 square miles of land, in Sacramento County. Median household income is $82,314, 60.7 percent of occupied homes are owned, and the SBA record carries 97 7(a) approvals to borrowers here worth $53.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Citrus Heights
What Citrus Heights is
- Census place typecity
- Land area14.22 sq mi
- Water area0 sq mi
- Population per square mile of land6,119
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
How many people live in Citrus Heights
- Population86,995
- Median age38.7
- Population under 1817,787
- Share under 1820.4 percent
- Population 65 and over16,036
- Share 65 and over18.4 percent
- Households33,687
- Family households20,321
- Share of households that are families60.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
Income and work in Citrus Heights
- Median household income$82,314
- Per capita income$38,221
- Civilian labor force44,892
- Employed41,873
- Unemployed3,019
- Unemployment rate6.7 percent
- Adults 25 and over62,760
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher23.9 percent
- Adults 25 and over with a graduate degree7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
Housing in Citrus Heights
- Housing units34,946
- Occupied units33,687
- Vacant units1,259 plus or minus 318
- Vacancy rate3.6 percent plus or minus 0.9
- Owner occupied20,460
- Renter occupied13,227
- Ownership rate60.7 percent
- Median owner-occupied home value$454,600
- Median gross rent, monthly$1,827
- Annual rent as a share of median income26.6 percent
- Single family units23,734
- Share single family67.9 percent
- Units in buildings of two or more9,383
- Share in buildings of two or more26.8 percent
- Mobile homes1,770
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
How Citrus Heights gets to work
- Workers 16 and over who commute34,048
- Commuting under 15 minutes6,230
- Share commuting under 15 minutes18.3 percent
- Commuting 30 minutes or more13,371
- Share commuting 30 minutes or more39.3 percent
- Drove alone68.8 percent
- Carpooled9.6 percent
- Public transport1.1 percent plus or minus 0.4
- Walked1.7 percent plus or minus 0.6
- Worked from home16.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Citrus Heights
SBA loans in Citrus Heights (7(a))
- Approvals97
- Gross approval$52,979,700
- Average approval$546,182
- Median approval$335,000
- Ninetieth percentile approval$1,378,400
- Largest approval$3,500,000
- Jobs supported1,050
- Jobs per approval10.8
- Loans with a final outcome18
- Paid in full16
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more29.9 percent
- Share to franchises14.4 percent
- Distinct lenders43
- Distinct industries by NAICS56
Counted by borrower city: approvals to borrowers whose address is in Citrus Heights, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Citrus Heights
SBA loans in Citrus Heights (504)
- Approvals40
- Gross approval$36,037,000
- Average approval$900,925
- Median approval$482,500
- Largest approval$4,259,000
- Jobs supported823
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs10
Counted by borrower city: approvals to borrowers whose address is in Citrus Heights, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Citrus Heights
Flood risk in Citrus Heights
- NFIP communityCity of Citrus Heights
- NFIP community number060765
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/22/24
The City of Citrus Heights participates in the National Flood Insurance Program as community 060765 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sacramento County, not Citrus Heights
Sacramento County context, not Citrus Heights figures
- Establishments in Sacramento County34,280
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Housing units permitted, Sacramento County6,747
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Citrus Heights.
All Sacramento County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Citrus Heights questions, answered from the record.
How many people live in Citrus Heights, California?
86,995, in 33,687 households. Citrus Heights city covers 14.22 square miles of land, which is 6,119 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Citrus Heights in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Citrus Heights?
$82,314. The median owner-occupied home is valued at $454,600. Median gross rent is $1,827 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Citrus Heights businesses?
97 7(a) approvals totaling $53.0 m since FY2020, across 43 lenders, median approval $335,000, plus 40 504 approvals worth $36.0 m since FY2010. These count approvals to borrowers whose address is in Citrus Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Citrus Heights borrowers get paid back?
No rate is published for Citrus Heights. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Citrus Heights in the National Flood Insurance Program?
Yes. Citrus Heights appears in the FEMA Community Status Book as Citrus Heights, city of, community 060765, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Citrus Heights figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Citrus Heights.
Is zoning published for Citrus Heights?
No. Nothing on this page presents parcel level zoning.