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HomeCaliforniaSacramento CountyRancho Cordova city

Rancho Cordova city, California: commercial real estate data.

Rancho Cordova city is a Census city of 81,849 people across 34.57 square miles of land, in Sacramento County. Median household income is $89,585, 58.2 percent of occupied homes are owned, and the SBA record carries 141 7(a) approvals to borrowers here worth $118.7 m.

82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Rancho Cordova

What Rancho Cordova is

  • Census place typecity
  • Land area34.57 sq mi
  • Water area0.31 sq mi
  • Population per square mile of land2,368
  • County holding the largest share of its areaSacramento County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rancho Cordova

How many people live in Rancho Cordova

  • Population81,849
  • Median age36.0
  • Population under 1820,495
  • Share under 1825.0 percent
  • Population 65 and over10,134
  • Share 65 and over12.4 percent
  • Households28,174
  • Family households19,544
  • Share of households that are families69.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rancho Cordova

Income and work in Rancho Cordova

  • Median household income$89,585
  • Per capita income$38,928
  • Civilian labor force41,440
  • Employed38,432
  • Unemployed3,008
  • Unemployment rate7.3 percent
  • Adults 25 and over54,887
  • Adults 25 and over with a high school diploma or higher89.2 percent
  • Adults 25 and over with a bachelor degree or higher32.1 percent
  • Adults 25 and over with a graduate degree11.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rancho Cordova

Housing in Rancho Cordova

  • Housing units29,313
  • Occupied units28,174
  • Vacant units1,139 plus or minus 290
  • Vacancy rate3.9 percent plus or minus 1.0
  • Owner occupied16,401
  • Renter occupied11,773
  • Ownership rate58.2 percent
  • Median owner-occupied home value$477,600
  • Median gross rent, monthly$1,787
  • Annual rent as a share of median income23.9 percent
  • Single family units20,517
  • Share single family70.0 percent
  • Units in buildings of two or more7,594
  • Share in buildings of two or more25.9 percent
  • Mobile homes1,156
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rancho Cordova

How Rancho Cordova gets to work

  • Workers 16 and over who commute29,662
  • Commuting under 15 minutes6,695
  • Share commuting under 15 minutes22.6 percent
  • Commuting 30 minutes or more11,351
  • Share commuting 30 minutes or more38.3 percent
  • Drove alone65.2 percent
  • Carpooled9.5 percent
  • Public transport1.2 percent plus or minus 0.4
  • Walked1.6 percent plus or minus 0.5
  • Worked from home20.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rancho Cordova

SBA loans in Rancho Cordova (7(a))

  • Approvals141
  • Gross approval$118,658,600
  • Average approval$841,550
  • Median approval$350,000
  • Ninetieth percentile approval$2,559,600
  • Largest approval$5,000,000
  • Jobs supported2,495
  • Jobs per approval17.7
  • Loans with a final outcome29
  • Paid in full28
  • Charged off1
  • Charge-off rate over resolved loans3.4 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more27.0 percent
  • Share to franchises13.5 percent
  • Distinct lenders49
  • Distinct industries by NAICS82

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rancho Cordova

SBA loans in Rancho Cordova (504)

  • Approvals73
  • Gross approval$70,588,000
  • Average approval$966,959
  • Median approval$657,000
  • Largest approval$5,468,000
  • Jobs supported955
  • Loans with a final outcome12
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term300 months
  • Distinct CDCs13

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rancho Cordova

Flood risk in Rancho Cordova

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number060772
  • Currently effective map date02/22/24

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Sacramento County, not Rancho Cordova

Sacramento County context, not Rancho Cordova figures

These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rancho Cordova measurements.

  • Establishments in Sacramento County34,280
  • Employment at those establishments, Sacramento County533,709
  • Covered employment, Sacramento County726,937
  • Average annual pay, Sacramento County$80,125
  • Average weekly wage, Sacramento County$1,541
  • Housing units permitted, Sacramento County6,747
  • Of those, single family, Sacramento County4,868
  • County product, 2024, Sacramento County$135,538,141,000
  • County product change over the prior year, Sacramento County7.5 percent
  • Average income of an arriving household, Sacramento County$82,545

Every figure in this section is published for Sacramento County as a whole and is not a measurement of Rancho Cordova. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Rancho Cordova questions, answered from the record.

How many people live in Rancho Cordova, California?

81,849, in 28,174 households. Rancho Cordova city covers 34.57 square miles of land, which is 2,368 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rancho Cordova in?

Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rancho Cordova?

$89,585. The median owner-occupied home is valued at $477,600. Median gross rent is $1,787 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rancho Cordova businesses?

141 7(a) approvals totalling $118.7 m, across 49 lenders, median approval $350,000, plus 73 504 approvals worth $70.6 m. These count approvals to borrowers whose address is in Rancho Cordova, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rancho Cordova borrowers get paid back?

Of the 29 loans that have reached a final outcome, 28 were paid in full and 1 charged off, a charge off rate of 3.4 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Rancho Cordova in the National Flood Insurance Program?

Yes. Rancho Cordova appears in the FEMA Community Status Book as community 060772, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rancho Cordova figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rancho Cordova.

Is zoning published for Rancho Cordova?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.