HomeCaliforniaSacramento CountySacramento city
Sacramento city, California: commercial real estate data.
Sacramento city is a Census city of 528,706 people across 98.65 square miles of land, in Sacramento County. Median household income is $87,321, 51.7 percent of occupied homes are owned, and the SBA record carries 967 7(a) approvals to borrowers here worth $622.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sacramento
What Sacramento is
- Census place typecity
- Land area98.65 sq mi
- Water area2.09 sq mi
- Population per square mile of land5,360
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
How many people live in Sacramento
- Population528,706
- Median age36.0
- Population under 18113,893
- Share under 1821.5 percent
- Population 65 and over75,245
- Share 65 and over14.2 percent
- Households200,321
- Family households117,723
- Share of households that are families58.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
Income and work in Sacramento
- Median household income$87,321
- Per capita income$43,376
- Civilian labor force277,468
- Employed259,276
- Unemployed18,192
- Unemployment rate6.6 percent
- Adults 25 and over367,373
- Adults 25 and over with a high school diploma or higher86.7 percent
- Adults 25 and over with a bachelor degree or higher37.1 percent
- Adults 25 and over with a graduate degree14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
Housing in Sacramento
- Housing units212,485
- Occupied units200,321
- Vacant units12,164
- Vacancy rate5.7 percent
- Owner occupied103,571
- Renter occupied96,750
- Ownership rate51.7 percent
- Median owner-occupied home value$506,300
- Median gross rent, monthly$1,779
- Annual rent as a share of median income24.4 percent
- Single family units140,002
- Share single family65.9 percent
- Units in buildings of two or more68,459
- Share in buildings of two or more32.2 percent
- Mobile homes3,720
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
How Sacramento gets to work
- Workers 16 and over who commute202,515
- Commuting under 15 minutes47,153
- Share commuting under 15 minutes23.3 percent
- Commuting 30 minutes or more65,033
- Share commuting 30 minutes or more32.1 percent
- Drove alone64.0 percent
- Carpooled9.0 percent
- Public transport1.8 percent
- Walked2.5 percent
- Worked from home19.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
SBA loans in Sacramento (7(a))
- Approvals967
- Gross approval$622,659,900
- Average approval$643,909
- Median approval$262,500
- Ninetieth percentile approval$1,760,000
- Largest approval$5,000,000
- Jobs supported9,554
- Jobs per approval9.9
- Loans with a final outcome186
- Paid in full171
- Charged off15
- Charge-off rate over resolved loans8.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more25.1 percent
- Share to franchises10.7 percent
- Distinct lenders101
- Distinct industries by NAICS263
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sacramento
SBA loans in Sacramento (504)
- Approvals484
- Gross approval$389,523,000
- Average approval$804,800
- Median approval$575,000
- Largest approval$5,468,000
- Jobs supported6,960
- Loans with a final outcome154
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs16
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sacramento
Flood risk in Sacramento
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 4
- NFIP community number060266
- Currently effective map date02/22/24
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sacramento County, not Sacramento
Sacramento County context, not Sacramento figures
These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sacramento measurements.
- Establishments in Sacramento County34,280
- Employment at those establishments, Sacramento County533,709
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Average weekly wage, Sacramento County$1,541
- Housing units permitted, Sacramento County6,747
- Of those, single family, Sacramento County4,868
- County product, 2024, Sacramento County$135,538,141,000
- County product change over the prior year, Sacramento County7.5 percent
- Average income of an arriving household, Sacramento County$82,545
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Sacramento. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sacramento questions, answered from the record.
How many people live in Sacramento, California?
528,706, in 200,321 households. Sacramento city covers 98.65 square miles of land, which is 5,360 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sacramento in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sacramento?
$87,321. The median owner-occupied home is valued at $506,300. Median gross rent is $1,779 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sacramento businesses?
967 7(a) approvals totalling $622.7 m, across 101 lenders, median approval $262,500, plus 484 504 approvals worth $389.5 m. These count approvals to borrowers whose address is in Sacramento, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sacramento borrowers get paid back?
Of the 186 loans that have reached a final outcome, 171 were paid in full and 15 charged off, a charge off rate of 8.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Sacramento in the National Flood Insurance Program?
Yes. Sacramento appears in the FEMA Community Status Book as community 060266, carrying Community Rating System class 4, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sacramento figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sacramento.
Is zoning published for Sacramento?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.