HomeCaliforniaSacramento CountySacramento
Sacramento, California: commercial real estate data.
Sacramento is a Census city of 528,706 people across 98.65 square miles of land, in Sacramento County. Median household income is $87,321, 51.7 percent of occupied homes are owned, and the SBA record carries 967 7(a) approvals to borrowers here worth $622.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sacramento
What Sacramento is
- Census place typecity
- Land area98.65 sq mi
- Water area2.09 sq mi
- Population per square mile of land5,360
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
How many people live in Sacramento
- Population528,706
- Median age36.0
- Population under 18113,893
- Share under 1821.5 percent
- Population 65 and over75,245
- Share 65 and over14.2 percent
- Households200,321
- Family households117,723
- Share of households that are families58.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
Income and work in Sacramento
- Median household income$87,321
- Per capita income$43,376
- Civilian labor force277,468
- Employed259,276
- Unemployed18,192
- Unemployment rate6.6 percent
- Adults 25 and over367,373
- Adults 25 and over with a high school diploma or higher86.7 percent
- Adults 25 and over with a bachelor degree or higher37.1 percent
- Adults 25 and over with a graduate degree14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
Housing in Sacramento
- Housing units212,485
- Occupied units200,321
- Vacant units12,164
- Vacancy rate5.7 percent
- Owner occupied103,571
- Renter occupied96,750
- Ownership rate51.7 percent
- Median owner-occupied home value$506,300
- Median gross rent, monthly$1,779
- Annual rent as a share of median income24.4 percent
- Single family units140,002
- Share single family65.9 percent
- Units in buildings of two or more68,459
- Share in buildings of two or more32.2 percent
- Mobile homes3,720
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
How Sacramento gets to work
- Workers 16 and over who commute202,515
- Commuting under 15 minutes47,153
- Share commuting under 15 minutes23.3 percent
- Commuting 30 minutes or more65,033
- Share commuting 30 minutes or more32.1 percent
- Drove alone64.0 percent
- Carpooled9.0 percent
- Public transport1.8 percent
- Walked2.5 percent
- Worked from home19.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sacramento
SBA loans in Sacramento (7(a))
- Approvals967
- Gross approval$622,659,900
- Average approval$643,909
- Median approval$262,500
- Ninetieth percentile approval$1,724,000
- Largest approval$5,000,000
- Jobs supported9,554
- Jobs per approval9.9
- Loans with a final outcome186
- Paid in full171
- Charged off15
- Charge-off rate over resolved loans8.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more25.1 percent
- Share to franchises10.7 percent
- Distinct lenders101
- Distinct industries by NAICS263
Counted by borrower city: approvals to borrowers whose address is in Sacramento, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sacramento
SBA loans in Sacramento (504)
- Approvals484
- Gross approval$389,523,000
- Average approval$804,800
- Median approval$571,500
- Largest approval$5,468,000
- Jobs supported6,960
- Loans with a final outcome154
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs16
Counted by borrower city: approvals to borrowers whose address is in Sacramento, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sacramento
Flood risk in Sacramento
- NFIP communityCity of Sacramento
- NFIP community number060266
- Participating in the NFIPYes
- Community Rating System classClass 4
- Currently effective map date02/22/24
The City of Sacramento participates in the National Flood Insurance Program as community 060266 and carries Community Rating System class 4, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sacramento County, not Sacramento
Sacramento County context, not Sacramento figures
- Establishments in Sacramento County34,280
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Housing units permitted, Sacramento County6,747
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Sacramento.
All Sacramento County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sacramento questions, answered from the record.
How many people live in Sacramento, California?
528,706, in 200,321 households. Sacramento city covers 98.65 square miles of land, which is 5,360 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sacramento in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sacramento?
$87,321. The median owner-occupied home is valued at $506,300. Median gross rent is $1,779 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sacramento businesses?
967 7(a) approvals totaling $622.7 m since FY2020, across 101 lenders, median approval $262,500, plus 484 504 approvals worth $389.5 m since FY2010. These count approvals to borrowers whose address is in Sacramento, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sacramento borrowers get paid back?
Of the 186 loans that have reached a final outcome, 171 were paid in full and 15 charged off, a charge off rate of 8.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Sacramento in the National Flood Insurance Program?
Yes. Sacramento appears in the FEMA Community Status Book as Sacramento, city of, community 060266, carrying Community Rating System class 4, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sacramento figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sacramento.
Is zoning published for Sacramento?
No. Nothing on this page presents parcel level zoning.