HomeCaliforniaSacramento CountyFolsom city
Folsom city, California: commercial real estate data.
Folsom city is a Census city of 83,916 people across 27.88 square miles of land, in Sacramento County. Median household income is $139,804, 69.7 percent of occupied homes are owned, and the SBA record carries 157 7(a) approvals to borrowers here worth $66.7 m.
82 sourced place values · tier FULL · 9 sections
Folsom
What Folsom is
- Census place typecity
- Land area27.88 sq mi
- Water area2.27 sq mi
- Population per square mile of land3,010
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folsom
How many people live in Folsom
- Population83,916
- Median age41.0
- Population under 1819,034
- Share under 1822.7 percent
- Population 65 and over12,422
- Share 65 and over14.8 percent
- Households29,963
- Family households21,446
- Share of households that are families71.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folsom
Income and work in Folsom
- Median household income$139,804
- Per capita income$62,962
- Civilian labor force42,016
- Employed39,374
- Unemployed2,642
- Unemployment rate6.3 percent
- Adults 25 and over59,213
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher54.9 percent
- Adults 25 and over with a graduate degree23.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folsom
Housing in Folsom
- Housing units30,868
- Occupied units29,963
- Vacant units905 plus or minus 246
- Vacancy rate2.9 percent plus or minus 0.8
- Owner occupied20,898
- Renter occupied9,065
- Ownership rate69.7 percent
- Median owner-occupied home value$755,200
- Median gross rent, monthly$2,352
- Annual rent as a share of median income20.2 percent
- Single family units23,696
- Share single family76.8 percent
- Units in buildings of two or more6,452
- Share in buildings of two or more20.9 percent
- Mobile homes720 plus or minus 323
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folsom
How Folsom gets to work
- Workers 16 and over who commute26,604
- Commuting under 15 minutes7,321
- Share commuting under 15 minutes27.5 percent
- Commuting 30 minutes or more10,641
- Share commuting 30 minutes or more40.0 percent
- Drove alone59.7 percent
- Carpooled5.3 percent plus or minus 1.2
- Public transport1.6 percent plus or minus 0.7
- Walked1.4 percent plus or minus 0.8
- Worked from home31.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folsom
SBA 7(a) lending to Folsom borrowers
- Approvals157
- Gross approval$66,723,400
- Average approval$424,990
- Median approval$150,000
- Ninetieth percentile approval$1,240,000
- Largest approval$5,000,000
- Jobs supported1,518
- Jobs per approval9.7
- Loans with a final outcome34
- Paid in full33
- Charged off1
- Charge-off rate over resolved loans2.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises18.5 percent
- Distinct lenders44
- Distinct industries by NAICS72
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Folsom
SBA 504 lending to Folsom borrowers
- Approvals56
- Gross approval$48,141,000
- Average approval$859,661
- Median approval$582,000
- Largest approval$3,307,000
- Jobs supported720
- Loans with a final outcome20
- Charged off1
- Charge-off rate over resolved loans5.0 percent
- Median term300 months
- Distinct CDCs9
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Folsom
Flood programme status in Folsom
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060263
- Currently effective map date02/22/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sacramento County, not Folsom
Sacramento County context, not Folsom figures
These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Folsom measurements.
- Establishments in Sacramento County34,280
- Employment at those establishments, Sacramento County533,709
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Average weekly wage, Sacramento County$1,541
- Housing units permitted, Sacramento County6,747
- Of those, single family, Sacramento County4,868
- County product, 2024, Sacramento County$135,538,141,000
- County product change over the prior year, Sacramento County7.5 percent
- Average income of an arriving household, Sacramento County$82,545
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Folsom. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Folsom questions, answered from the record.
How many people live in Folsom, California?
83,916, in 29,963 households. Folsom city covers 27.88 square miles of land, which is 3,010 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Folsom in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Folsom?
$139,804. The median owner-occupied home is valued at $755,200. Median gross rent is $2,352 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Folsom businesses?
157 7(a) approvals totalling $66.7 m, across 44 lenders, median approval $150,000, plus 56 504 approvals worth $48.1 m. These count approvals to borrowers whose address is in Folsom, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Folsom borrowers get paid back?
Of the 34 loans that have reached a final outcome, 33 were paid in full and 1 charged off, a charge off rate of 2.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Folsom in the National Flood Insurance Program?
Yes. Folsom appears in the FEMA Community Status Book as community 060263, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Folsom figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Folsom.
Is zoning published for Folsom?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.