HomeCaliforniaSacramento CountyElk Grove
Elk Grove, California: commercial real estate data.
Elk Grove is a Census city of 179,155 people across 42.60 square miles of land, in Sacramento County. Median household income is $125,924, 73.8 percent of occupied homes are owned, and the SBA record carries 145 7(a) approvals to borrowers here worth $72.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elk Grove
What Elk Grove is
- Census place typecity
- Land area42.6 sq mi
- Water area0.21 sq mi
- Population per square mile of land4,205
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
How many people live in Elk Grove
- Population179,155
- Median age39.4
- Population under 1845,077
- Share under 1825.2 percent
- Population 65 and over24,961
- Share 65 and over13.9 percent
- Households55,592
- Family households44,729
- Share of households that are families80.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
Income and work in Elk Grove
- Median household income$125,924
- Per capita income$46,347
- Civilian labor force90,727
- Employed84,923
- Unemployed5,804
- Unemployment rate6.4 percent
- Adults 25 and over120,014
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher38.9 percent
- Adults 25 and over with a graduate degree12.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
Housing in Elk Grove
- Housing units57,004
- Occupied units55,592
- Vacant units1,412 plus or minus 335
- Vacancy rate2.5 percent plus or minus 0.6
- Owner occupied41,023
- Renter occupied14,569
- Ownership rate73.8 percent
- Median owner-occupied home value$630,100
- Median gross rent, monthly$2,262
- Annual rent as a share of median income21.6 percent
- Single family units50,828
- Share single family89.2 percent
- Units in buildings of two or more5,793
- Share in buildings of two or more10.2 percent
- Mobile homes327 plus or minus 93
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
How Elk Grove gets to work
- Workers 16 and over who commute64,859
- Commuting under 15 minutes11,253
- Share commuting under 15 minutes17.3 percent
- Commuting 30 minutes or more31,582
- Share commuting 30 minutes or more48.7 percent
- Drove alone65.9 percent
- Carpooled9.8 percent
- Public transport0.8 percent plus or minus 0.2
- Walked0.6 percent plus or minus 0.2
- Worked from home21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
SBA loans in Elk Grove (7(a))
- Approvals145
- Gross approval$72,218,000
- Average approval$498,055
- Median approval$200,000
- Ninetieth percentile approval$1,072,180
- Largest approval$4,600,000
- Jobs supported1,342
- Jobs per approval9.3
- Loans with a final outcome34
- Paid in full27
- Charged off7
- Charge-off rate over resolved loans20.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises16.6 percent
- Distinct lenders38
- Distinct industries by NAICS78
Counted by borrower city: approvals to borrowers whose address is in Elk Grove, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elk Grove
SBA loans in Elk Grove (504)
- Approvals66
- Gross approval$67,465,000
- Average approval$1,022,197
- Median approval$658,000
- Largest approval$5,000,000
- Jobs supported732
- Loans with a final outcome19
- Charged off0
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Elk Grove, in any county, FY2010 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elk Grove
Flood risk in Elk Grove
- NFIP communityCity of Elk Grove
- NFIP community number060767
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/19/18
The City of Elk Grove participates in the National Flood Insurance Program as community 060767 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sacramento County, not Elk Grove
Sacramento County context, not Elk Grove figures
- Establishments in Sacramento County34,280
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Housing units permitted, Sacramento County6,747
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Elk Grove.
All Sacramento County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elk Grove questions, answered from the record.
How many people live in Elk Grove, California?
179,155, in 55,592 households. Elk Grove city covers 42.60 square miles of land, which is 4,205 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elk Grove in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elk Grove?
$125,924. The median owner-occupied home is valued at $630,100. Median gross rent is $2,262 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elk Grove businesses?
145 7(a) approvals totaling $72.2 m since FY2020, across 38 lenders, median approval $200,000, plus 66 504 approvals worth $67.5 m since FY2010. These count approvals to borrowers whose address is in Elk Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elk Grove borrowers get paid back?
Of the 34 loans that have reached a final outcome, 27 were paid in full and 7 charged off, a charge off rate of 20.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Elk Grove in the National Flood Insurance Program?
Yes. Elk Grove appears in the FEMA Community Status Book as Elk Grove, city of, community 060767, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elk Grove figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elk Grove.
Is zoning published for Elk Grove?
No. Nothing on this page presents parcel level zoning.