HomeCaliforniaSacramento CountyElk Grove city
Elk Grove city, California: commercial real estate data.
Elk Grove city is a Census city of 179,155 people across 42.60 square miles of land, in Sacramento County. Median household income is $125,924, 73.8 percent of occupied homes are owned, and the SBA record carries 145 7(a) approvals to borrowers here worth $72.2 m.
82 sourced place values · tier FULL · 9 sections
Elk Grove
What Elk Grove is
- Census place typecity
- Land area42.6 sq mi
- Water area0.21 sq mi
- Population per square mile of land4,205
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
How many people live in Elk Grove
- Population179,155
- Median age39.4
- Population under 1845,077
- Share under 1825.2 percent
- Population 65 and over24,961
- Share 65 and over13.9 percent
- Households55,592
- Family households44,729
- Share of households that are families80.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
Income and work in Elk Grove
- Median household income$125,924
- Per capita income$46,347
- Civilian labor force90,727
- Employed84,923
- Unemployed5,804
- Unemployment rate6.4 percent
- Adults 25 and over120,014
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher38.9 percent
- Adults 25 and over with a graduate degree12.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
Housing in Elk Grove
- Housing units57,004
- Occupied units55,592
- Vacant units1,412 plus or minus 335
- Vacancy rate2.5 percent plus or minus 0.6
- Owner occupied41,023
- Renter occupied14,569
- Ownership rate73.8 percent
- Median owner-occupied home value$630,100
- Median gross rent, monthly$2,262
- Annual rent as a share of median income21.6 percent
- Single family units50,828
- Share single family89.2 percent
- Units in buildings of two or more5,793
- Share in buildings of two or more10.2 percent
- Mobile homes327 plus or minus 93
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
How Elk Grove gets to work
- Workers 16 and over who commute64,859
- Commuting under 15 minutes11,253
- Share commuting under 15 minutes17.3 percent
- Commuting 30 minutes or more31,582
- Share commuting 30 minutes or more48.7 percent
- Drove alone65.9 percent
- Carpooled9.8 percent
- Public transport0.8 percent plus or minus 0.2
- Walked0.6 percent plus or minus 0.2
- Worked from home21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk Grove
SBA 7(a) lending to Elk Grove borrowers
- Approvals145
- Gross approval$72,218,000
- Average approval$498,055
- Median approval$200,000
- Ninetieth percentile approval$1,114,300
- Largest approval$4,600,000
- Jobs supported1,342
- Jobs per approval9.3
- Loans with a final outcome34
- Paid in full27
- Charged off7
- Charge-off rate over resolved loans20.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises16.6 percent
- Distinct lenders38
- Distinct industries by NAICS78
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elk Grove
SBA 504 lending to Elk Grove borrowers
- Approvals66
- Gross approval$67,465,000
- Average approval$1,022,197
- Median approval$676,000
- Largest approval$5,000,000
- Jobs supported732
- Loans with a final outcome19
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs8
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elk Grove
Flood programme status in Elk Grove
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060767
- Currently effective map date07/19/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sacramento County, not Elk Grove
Sacramento County context, not Elk Grove figures
These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elk Grove measurements.
- Establishments in Sacramento County34,280
- Employment at those establishments, Sacramento County533,709
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Average weekly wage, Sacramento County$1,541
- Housing units permitted, Sacramento County6,747
- Of those, single family, Sacramento County4,868
- County product, 2024, Sacramento County$135,538,141,000
- County product change over the prior year, Sacramento County7.5 percent
- Average income of an arriving household, Sacramento County$82,545
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Elk Grove. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elk Grove questions, answered from the record.
How many people live in Elk Grove, California?
179,155, in 55,592 households. Elk Grove city covers 42.60 square miles of land, which is 4,205 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elk Grove in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elk Grove?
$125,924. The median owner-occupied home is valued at $630,100. Median gross rent is $2,262 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elk Grove businesses?
145 7(a) approvals totalling $72.2 m, across 38 lenders, median approval $200,000, plus 66 504 approvals worth $67.5 m. These count approvals to borrowers whose address is in Elk Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elk Grove borrowers get paid back?
Of the 34 loans that have reached a final outcome, 27 were paid in full and 7 charged off, a charge off rate of 20.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Elk Grove in the National Flood Insurance Program?
Yes. Elk Grove appears in the FEMA Community Status Book as community 060767, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elk Grove figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elk Grove.
Is zoning published for Elk Grove?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.