HomeCaliforniaSacramento CountyFair Oaks CDP
Fair Oaks CDP, California: commercial real estate data.
Fair Oaks CDP is a Census CDP of 32,799 people across 10.88 square miles of land, in Sacramento County. Median household income is $116,975, 71.2 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $32.8 m.
77 sourced place values · tier FULL · 8 sections
Fair Oaks
What Fair Oaks is
- Census place typeCDP
- Land area10.88 sq mi
- Water area0.36 sq mi
- Population per square mile of land3,016
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
How many people live in Fair Oaks
- Population32,799
- Median age45.9
- Population under 186,144
- Share under 1818.7 percent
- Population 65 and over8,236
- Share 65 and over25.1 percent
- Households13,099
- Family households8,925
- Share of households that are families68.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
Income and work in Fair Oaks
- Median household income$116,975
- Per capita income$62,229
- Civilian labor force16,519
- Employed15,516
- Unemployed1,003 plus or minus 287
- Unemployment rate6.1 percent plus or minus 1.7
- Adults 25 and over24,864
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher48.7 percent
- Adults 25 and over with a graduate degree19.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
Housing in Fair Oaks
- Housing units13,603
- Occupied units13,099
- Vacant units504 plus or minus 212
- Vacancy rate3.7 percent plus or minus 1.6
- Owner occupied9,329
- Renter occupied3,770
- Ownership rate71.2 percent
- Median owner-occupied home value$683,000
- Median gross rent, monthly$1,910
- Annual rent as a share of median income19.6 percent
- Single family units10,556
- Share single family77.6 percent
- Units in buildings of two or more3,047
- Share in buildings of two or more22.4 percent
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
How Fair Oaks gets to work
- Workers 16 and over who commute11,585
- Commuting under 15 minutes1,862
- Share commuting under 15 minutes16.1 percent
- Commuting 30 minutes or more4,930
- Share commuting 30 minutes or more42.6 percent
- Drove alone64.9 percent
- Carpooled7.6 percent plus or minus 2.3
- Public transport1.1 percent plus or minus 0.7
- Walked1.3 percent plus or minus 0.8
- Worked from home23.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
SBA 7(a) lending to Fair Oaks borrowers
- Approvals53
- Gross approval$32,790,900
- Average approval$618,696
- Median approval$250,000
- Ninetieth percentile approval$1,742,900
- Largest approval$4,430,000
- Jobs supported524
- Jobs per approval9.9
- Loans with a final outcome13
- Paid in full11
- Charged off2
- Charge-off rate over resolved loans15.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more24.5 percent
- Share to franchises11.3 percent
- Distinct lenders32
- Distinct industries by NAICS35
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fair Oaks
SBA 504 lending to Fair Oaks borrowers
- Approvals20
- Gross approval$9,613,000
- Average approval$480,650
- Median approval$385,000
- Largest approval$1,805,000
- Jobs supported175
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sacramento County, not Fair Oaks
Sacramento County context, not Fair Oaks figures
These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fair Oaks measurements.
- Establishments in Sacramento County34,280
- Employment at those establishments, Sacramento County533,709
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Average weekly wage, Sacramento County$1,541
- Housing units permitted, Sacramento County6,747
- Of those, single family, Sacramento County4,868
- County product, 2024, Sacramento County$135,538,141,000
- County product change over the prior year, Sacramento County7.5 percent
- Average income of an arriving household, Sacramento County$82,545
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Fair Oaks. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fair Oaks questions, answered from the record.
How many people live in Fair Oaks, California?
32,799, in 13,099 households. Fair Oaks CDP covers 10.88 square miles of land, which is 3,016 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fair Oaks in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fair Oaks?
$116,975. The median owner-occupied home is valued at $683,000. Median gross rent is $1,910 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fair Oaks businesses?
53 7(a) approvals totalling $32.8 m, across 32 lenders, median approval $250,000, plus 20 504 approvals worth $9.6 m. These count approvals to borrowers whose address is in Fair Oaks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fair Oaks borrowers get paid back?
Of the 13 loans that have reached a final outcome, 11 were paid in full and 2 charged off, a charge off rate of 15.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Fair Oaks figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fair Oaks.
Is zoning published for Fair Oaks?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.