HomeCaliforniaSacramento CountyFair Oaks
Fair Oaks, California: commercial real estate data.
Fair Oaks is a Census CDP of 32,799 people across 10.88 square miles of land, in Sacramento County. Median household income is $116,975, 71.2 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $32.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fair Oaks
What Fair Oaks is
- Census place typeCDP
- Land area10.88 sq mi
- Water area0.36 sq mi
- Population per square mile of land3,016
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
How many people live in Fair Oaks
- Population32,799
- Median age45.9
- Population under 186,144
- Share under 1818.7 percent
- Population 65 and over8,236
- Share 65 and over25.1 percent
- Households13,099
- Family households8,925
- Share of households that are families68.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
Income and work in Fair Oaks
- Median household income$116,975
- Per capita income$62,229
- Civilian labor force16,519
- Employed15,516
- Unemployed1,003 plus or minus 287
- Unemployment rate6.1 percent plus or minus 1.7
- Adults 25 and over24,864
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher48.7 percent
- Adults 25 and over with a graduate degree19.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
Housing in Fair Oaks
- Housing units13,603
- Occupied units13,099
- Vacant units504 plus or minus 212
- Vacancy rate3.7 percent plus or minus 1.6
- Owner occupied9,329
- Renter occupied3,770
- Ownership rate71.2 percent
- Median owner-occupied home value$683,000
- Median gross rent, monthly$1,910
- Annual rent as a share of median income19.6 percent
- Single family units10,556
- Share single family77.6 percent
- Units in buildings of two or more3,047
- Share in buildings of two or more22.4 percent
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
How Fair Oaks gets to work
- Workers 16 and over who commute11,585
- Commuting under 15 minutes1,862
- Share commuting under 15 minutes16.1 percent
- Commuting 30 minutes or more4,930
- Share commuting 30 minutes or more42.6 percent
- Drove alone64.9 percent
- Carpooled7.6 percent plus or minus 2.3
- Public transport1.1 percent plus or minus 0.7
- Walked1.3 percent plus or minus 0.8
- Worked from home23.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks
SBA loans in Fair Oaks (7(a))
- Approvals53
- Gross approval$32,790,900
- Average approval$618,696
- Median approval$250,000
- Ninetieth percentile approval$1,695,120
- Largest approval$4,430,000
- Jobs supported524
- Jobs per approval9.9
- Loans with a final outcome13
- Paid in full11
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more24.5 percent
- Share to franchises11.3 percent
- Distinct lenders32
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Fair Oaks, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fair Oaks
SBA loans in Fair Oaks (504)
- Approvals20
- Gross approval$9,613,000
- Average approval$480,650
- Median approval$366,000
- Largest approval$1,805,000
- Jobs supported175
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Fair Oaks, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sacramento County, not Fair Oaks
Sacramento County context, not Fair Oaks figures
- Establishments in Sacramento County34,280
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Housing units permitted, Sacramento County6,747
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Fair Oaks.
All Sacramento County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fair Oaks questions, answered from the record.
How many people live in Fair Oaks, California?
32,799, in 13,099 households. Fair Oaks CDP covers 10.88 square miles of land, which is 3,016 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fair Oaks in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fair Oaks?
$116,975. The median owner-occupied home is valued at $683,000. Median gross rent is $1,910 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fair Oaks businesses?
53 7(a) approvals totaling $32.8 m since FY2020, across 32 lenders, median approval $250,000, plus 20 504 approvals worth $9.6 m since FY2010. These count approvals to borrowers whose address is in Fair Oaks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fair Oaks borrowers get paid back?
No rate is published for Fair Oaks. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Fair Oaks figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fair Oaks.
Is zoning published for Fair Oaks?
No. Nothing on this page presents parcel level zoning.