HomeCaliforniaSacramento CountyGold River CDP
Gold River CDP, California: commercial real estate data.
Gold River CDP is a Census CDP of 7,924 people across 2.66 square miles of land, in Sacramento County. Median household income is $175,120, 86.8 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $11.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gold River
What Gold River is
- Census place typeCDP
- Land area2.66 sq mi
- Water area0.08 sq mi
- Population per square mile of land2,981
- County holding the largest share of its areaSacramento County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gold River
How many people live in Gold River
- Population7,924
- Median age53.9
- Population under 181,257 plus or minus 336
- Share under 1815.9 percent plus or minus 3.8
- Population 65 and over2,577
- Share 65 and over32.5 percent
- Households3,560
- Family households2,621
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gold River
Income and work in Gold River
- Median household income$175,120
- Per capita income$92,573
- Civilian labor force3,952
- Employed3,858
- Unemployed94 plus or minus 94
- Unemployment rate2.4 percent plus or minus 2.4
- Adults 25 and over6,435
- Adults 25 and over with a high school diploma or higher98.2 percent
- Adults 25 and over with a bachelor degree or higher65.6 percent
- Adults 25 and over with a graduate degree29.8 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gold River
Housing in Gold River
- Housing units3,766
- Occupied units3,560
- Vacant units206 plus or minus 172
- Vacancy rate5.5 percent plus or minus 4.5
- Owner occupied3,089
- Renter occupied471 plus or minus 128
- Ownership rate86.8 percent
- Median owner-occupied home value$724,400
- Median gross rent, monthly$2,448
- Annual rent as a share of median income16.8 percent
- Single family units3,348
- Share single family88.9 percent
- Units in buildings of two or more418 plus or minus 215
- Share in buildings of two or more11.1 percent plus or minus 5.6
- Mobile homes0
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gold River
How Gold River gets to work
- Workers 16 and over who commute2,422
- Commuting under 15 minutes474 plus or minus 190
- Share commuting under 15 minutes19.6 percent plus or minus 7.1
- Commuting 30 minutes or more722 plus or minus 192
- Share commuting 30 minutes or more29.8 percent plus or minus 6.0
- Drove alone56.8 percent
- Carpooled4.1 percent plus or minus 2.5
- Public transport0.6 percent plus or minus 0.7
- Walked2.1 percent plus or minus 2.9
- Worked from home35.8 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gold River
SBA loans in Gold River (7(a))
- Approvals22
- Gross approval$11,413,200
- Average approval$518,782
- Median approval$175,000
- Ninetieth percentile approval$1,615,000
- Largest approval$5,000,000
- Jobs supported205
- Jobs per approval9.3
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more4.5 percent
- Share to franchises4.5 percent
- Distinct lenders13
- Distinct industries by NAICS15
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gold River
SBA loans in Gold River (504)
- Approvals8
- Gross approval$7,746,000
- Average approval$968,250
- Median approval$760,000
- Largest approval$2,958,000
- Jobs supported81
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sacramento County, not Gold River
Sacramento County context, not Gold River figures
These are Sacramento County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gold River measurements.
- Establishments in Sacramento County34,280
- Employment at those establishments, Sacramento County533,709
- Covered employment, Sacramento County726,937
- Average annual pay, Sacramento County$80,125
- Average weekly wage, Sacramento County$1,541
- Housing units permitted, Sacramento County6,747
- Of those, single family, Sacramento County4,868
- County product, 2024, Sacramento County$135,538,141,000
- County product change over the prior year, Sacramento County7.5 percent
- Average income of an arriving household, Sacramento County$82,545
Every figure in this section is published for Sacramento County as a whole and is not a measurement of Gold River. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gold River questions, answered from the record.
How many people live in Gold River, California?
7,924, in 3,560 households. Gold River CDP covers 2.66 square miles of land, which is 2,981 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gold River in?
Sacramento County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gold River?
$175,120. The median owner-occupied home is valued at $724,400. Median gross rent is $2,448 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gold River businesses?
22 7(a) approvals totalling $11.4 m, across 13 lenders, median approval $175,000, plus 8 504 approvals worth $7.7 m. These count approvals to borrowers whose address is in Gold River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gold River borrowers get paid back?
No rate is published for Gold River. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gold River figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sacramento County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gold River.
Is zoning published for Gold River?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.